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StockVS

NASDAQ · Banks - Regional · USD

BayFirst Financial Corp. (BAFN) Stock Analysis

BayFirst Financial Corp. (BAFN) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

BAFN

$6.84

+$0.13 (+1.94%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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BAFN Key Statistics

As of Oct 21, 2026
Trading
Open
$6.77
Previous Close
$6.71
Day's Range
6.62–7.12
52-Week Range
4.26–10.38
Volume
72.18K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.46
Valuation
Market Cap
$141.55M
P/E Ratio
unprofitable
EPS (ttm)Profit attributable to each share over the last twelve months.
−11.42
Financials (FY)
Revenue (FY)
$56.18M−30.17%
Net Income (FY)
−$22.94M−282.00%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
26.96M
1-Year Return
−29.19%
Dividend and dates
Dividend
$0.24
Earnings Date
October 29, 2026
Avg Volume
93.93K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, BAFN closed at $6.84, −29.19% over 1 year.

BayFirst Financial Corp. (BAFN) has a market capitalization of $141.55M.

In fiscal 2025, BAFN reported revenue of $56.18M.

BAFN Stock Return by Calendar Year

BayFirst Financial Corp. (BAFN) return since Jan 2021: what $10,000 became

1 year
$10,000 $7,081
−29.19%
5 years
$10,000 $2,524
−74.76%
Since Jan 2021
$10,000 $4,779
−52.21%

If you had invested $10,000 in BayFirst Financial Corp. (BAFN) at the close on January 8, 2021, the earliest close on record here, it would have been worth $4,779 at the close on October 21, 2026: −52.21% in total, −11.99% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−12.87%
2025−40.42%
2024+4.57%
2023−20.15%
2022−25.26%
2021+47.51%

As of October 21, 2026.

BAFN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$56.18M−$22.94M−40.8%
2024$80.46M$12.60M15.7%
2023$78.76M$5.70M7.2%
2022$57.84M−$349.00K−0.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$56.18M——−$22.94M−40.8%
2024$80.46M——$12.60M15.7%
2023$78.76M——$5.70M7.2%
2022$57.84M——−$349.00K−0.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

BAFN Dividend History

$0.16−50.0% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2025$0.162−50.0%
2024$0.324+0.0%
2023$0.324+0.0%
2022$0.324−7.7%
YearDividends per sharePaymentsChange
2025$0.162−50.0%
2024$0.324+0.0%
2023$0.324+0.0%
2022$0.324−7.7%
2021$0.355—

Most recent payment: $0.08 per share, ex-dividend May 30, 2025. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

Recent News

All 12 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

BayFirst Financial Corp. (BAFN) is capitalised at $141.55M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 148 employees.

The most recent close on file for BAFN is $6.84, dated October 21, 2026. That is +$0.13 (+1.94%) against the previous close. The 52-week range on file runs from $4.26 to $10.38. The latest close sits 60.6% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $56.18M. Against the prior fiscal year total of $80.46M, that is a change of −30.17%. The same year closed with a net loss of $22.94M. Trailing earnings per share are −11.42.

Across the 4 fiscal years on file, revenue moves from $57.84M in 2022 to $56.18M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative.

Beta against the wider market is reported at 0.46. Annualized volatility over the trailing 5 years is 54.64%. Over the trailing twelve months the total return is −29.19%. Across 5 years the annualized return works out at −24.07%.

Growth & Income

The latest dividend on file for BAFN dates from 2025. Dividends are recorded for 5 calendar years; 2025 shows 2 payments totalling $0.16 a share. The year before, 2024, totalled $0.32 a share.

2026 is still running; the total return is −12.87% year to date. Across the complete calendar years on file, 2021 returned +47.51% and 2025 returned −40.42%. Of the 5 complete calendar years on file, 2 finished higher.

Peer Comparison

BayFirst Financial Corp. (BAFN) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
BayFirst Financial Corp. BAFN $141.55M —
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. BayFirst Financial Corp. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About BayFirst Financial Corp.

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depository, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.

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