NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NASDAQ · Banks - Regional · USD

Ames National Corporation (ATLO) Stock Analysis

Ames National Corporation (ATLO) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

ATLO

$32.44

+$0.39 (+1.22%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare ATLO with… →

ATLO Key Statistics

As of Sep 4, 2026
Trading
Open
$31.91
Previous Close
$32.05
Day's Range
31.91–32.53
52-Week Range
19.56–32.53
Volume
16.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.30
Valuation
Market Cap
$287.33M
P/E Ratio
12.33
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.50
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.03
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.99
EPS (ttm)Profit attributable to each share over the last twelve months.
2.63
Financials (FY)
Revenue (FY)
$66.83M+21.93%
Net Income (FY)
$19.03M+86.21%
Profit marginThe share of revenue left as profit after all costs and taxes.
31.91%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
8.86M
1-Year Return
+65.69%
Dividend and dates
Dividend
$0.96+3.00%
Ex-Dividend Date
September 1, 2026
Earnings Date
October 16, 2026estimated
Avg Volume
60.05K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ATLO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+43.72%
2025+45.68%
2024−19.03%
2023−4.47%
2022+0.98%
2021+6.41%
2020−10.41%
2019+14.32%
2018−4.99%
2017−13.19%
2016 (partial year)+21.11%

As of September 4, 2026.

ATLO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$66.83M$19.03M28.5%
2024$54.81M$10.22M18.6%
2023$53.84M$10.82M20.1%
2022$62.93M$19.29M30.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$66.83M——$19.03M28.5%
2024$54.81M——$10.22M18.6%
2023$53.84M——$10.82M20.1%
2022$62.93M——$19.29M30.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ATLO Dividend History

$0.80−20.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.723—
2025$0.804−20.8%
2024$1.014−6.5%
2023$1.084+0.9%
YearDividends per sharePaymentsChange
2026 (partial year)$0.723—
2025$0.804−20.8%
2024$1.014−6.5%
2023$1.084+0.9%
2022$1.074+3.9%
2021$1.034+4.0%
2020$0.994+4.2%
2019$0.954−18.1%
2018$1.164+33.3%
2017$0.874+314.3%
2016$0.211—

Most recent payment: $0.24 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ATLO Valuation vs Banks - Regional Median

Median of 380 stocks
MetricATLOBanks - Regional medianvs median
P/E12.3312.622% below
P/S ratio3.993.776% above
Profit margin31.91%29.15%2.8 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Ames National Corporation (ATLO) is capitalised at $287.33M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 261.

The most recent close on file for ATLO is $32.44, dated September 4, 2026. That is +$0.39 (+1.22%) against the previous close. The 52-week range on file runs from $19.56 to $32.53. The latest close sits 65.85% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $66.83M. Against the prior fiscal year total of $54.81M, that is a change of +21.93%. Net income for the same year was $19.03M. That is +86.21% against the prior fiscal year. The reported profit margin is 31.91%. That is 2.8 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 2.63.

Across the 4 fiscal years on file, revenue moves from $62.93M in 2022 to $66.83M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.33. That is 2.3% below the Banks - Regional median of 12.62. On forward earnings the ratio is 11.5. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.03. The price-to-sales ratio is 3.99. On price-to-sales that is 5.87% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.3. Daily returns over the trailing 10 years annualize to a volatility of 30.13%. Over the trailing twelve months the price has returned +65.69%. Measured over 10 years, that is +5.93% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 3% on the latest price. That is 0.3 percentage points above the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.96 a share a year. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.72 a share. The year before, 2025, totalled $0.80 a share.

The strongest complete calendar year on file is 2025 at +45.68%; the weakest is 2024 at −19.03%. Of the 9 complete calendar years on file, 4 finished higher. So far in 2026 the price is +43.72%.

Peer Comparison

Ames National Corporation (ATLO) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Ames National Corporation ATLO $287.33M 12.3
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Ames National Corporation trades at a P/E of 12.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 BAC

Bank of America Corporation

$438.31B
View all Financial Services stocks →

About Ames National Corporation

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

Visit website →