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NASDAQ · Credit Services · USD

Atlanticus Holdings Corporation (ATLCP) Stock Analysis

Atlanticus Holdings Corporation (ATLCP) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

ATLCP

$23.90

+$0.12 (+0.50%)

Sep 4, 2026 · Market close

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Price History

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ATLCP Key Statistics

As of Sep 4, 2026
Trading
Open
$23.90
Previous Close
$23.78
Day's Range
23.88–23.90
52-Week Range
20.46–25.00
Volume
4.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
2.02
Valuation
P/E Ratio
3.14
EPS (ttm)Profit attributable to each share over the last twelve months.
7.61
Financials (FY)
Revenue (FY)
$402.60M+34.47%
Net Income (FY)
$122.20M+9.80%
Profit marginThe share of revenue left as profit after all costs and taxes.
21.08%
1-Year Return
+7.37%
Dividend and dates
Dividend
$1.91+7.98%
Ex-Dividend Date
September 1, 2026
Avg Volume
4.04K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ATLCP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+3.48%
2025+13.60%
2024+9.49%
2023+43.03%
2022−24.85%
2021 (partial year)+6.20%

As of September 4, 2026.

ATLCP Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$402.60M$122.20M30.4%
2024$299.40M$111.30M37.2%
2023$256.34M$102.85M40.1%
2022$292.57M$135.60M46.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$402.60M$122.20M30.4%
2024$299.40M$111.30M37.2%
2023$256.34M$102.85M40.1%
2022$292.57M$135.60M46.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ATLCP Dividend History

$1.91+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.433
2025$1.914+0.0%
2024$1.914+0.0%
2023$1.914+0.1%
YearDividends per sharePaymentsChange
2026 (partial year)$1.433
2025$1.914+0.0%
2024$1.914+0.0%
2023$1.914+0.1%
2022$1.914+95.6%
2021$0.982

Most recent payment: $0.48 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ATLCP Valuation vs Credit Services Median

Median of 60 stocks
MetricATLCPCredit Services medianvs median
P/E3.1412.470.3x the median
Profit margin21.08%9.99%11.1 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The record here covers Atlanticus Holdings Corporation, ticker ATLCP. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 576 employees.

ATLCP last closed at $23.90 on September 4, 2026. That is +$0.12 (+0.50%) against the previous close. Over the past 52 weeks the price has ranged from $20.46 to $25.00. The latest close sits 16.81% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $402.60M. That is +34.47% against the prior fiscal year, when revenue was $299.40M. Net income for the same year was $122.20M. That is +9.80% against the prior fiscal year. The reported profit margin is 21.08%. That is 11.1 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 7.61.

Across the 4 fiscal years on file, revenue moves from $292.57M in 2022 to $402.60M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 3.14 times earnings. That is 0.3 times the Credit Services median of 12.47. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 2.02. Daily returns over the trailing 5 years annualize to a volatility of 20.05%. The trailing one-year price return is +7.37%. Across 5 years the annualized return works out at +7.35%.

Growth & Income

The trailing dividend yield is 7.98%. That is 3.8 percentage points above the Credit Services median yield of 4.22%. At the indicated rate that is $1.91 a share a year. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 6 calendar years; 2026 shows 3 payments totalling $1.43 a share. The year before, 2025, totalled $1.91 a share.

The strongest complete calendar year on file is 2023 at +43.03%; the weakest is 2022 at −24.85%. Of the 4 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +3.48% year to date.

Peer Comparison

Atlanticus Holdings Corporation (ATLCP) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Atlanticus Holdings Corporation ATLCP 3.1
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Atlanticus Holdings Corporation trades at a P/E of 3.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

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