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StockVS

NYSE · Credit Services · USD

Ally Financial Inc. (ALLY) Stock Analysis

Ally Financial Inc. (ALLY) is a Credit Services stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

ALLY

$38.69

+$0.72 (+1.90%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ALLY Key Statistics

As of Oct 21, 2026
Trading
Open
$37.80
Previous Close
$37.97
Day's Range
37.60–38.87
52-Week Range
35.92–47.29
Volume
5.06M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.10
Valuation
Market Cap
$11.77B
P/E Ratio
9.10
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.39
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.27
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.49
EPS (ttm)Profit attributable to each share over the last twelve months.
4.25
Financials (FY)
Revenue (FY)
$8.77B−1.43%
Net Income (FY)
$852.00M+27.54%
Profit marginThe share of revenue left as profit after all costs and taxes.
18.41%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
304.20M
1-Year Return
−2.86%
Dividend and dates
Dividend
$1.20+3.19%
Ex-Dividend Date
July 31, 2026
Earnings Date
January 20, 2027estimated
Avg Volume
3.53M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ALLY closed at $38.69, −2.86% over 1 year.

Ally Financial Inc. (ALLY) has a market capitalization of $11.77B.

In fiscal 2025, ALLY reported revenue of $8.77B.

ALLY Stock Return by Calendar Year

Ally Financial Inc. (ALLY) 10-year return: what $10,000 became

1 year
$10,000 $9,714
−2.86%
5 years
$10,000 $8,631
−13.69%
10 years
$10,000 $26,397
+163.97%

If you had invested $10,000 in Ally Financial Inc. (ALLY) 10 years ago, at the close on October 21, 2016, it would have been worth $26,397 at the close on October 21, 2026: +163.97% in total, +10.19% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−12.78%
2025+29.92%
2024+6.37%
2023+49.22%
2022−46.89%
2021+36.04%
2020+20.56%
2019+37.94%
2018−20.67%
2017+56.05%
2016 (partial year)+2.64%

As of October 21, 2026.

ALLY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$8.77B$852.00M9.7%
2024$8.90B$668.00M7.5%
2023$9.07B$957.00M10.6%
2022$9.24B$1.71B18.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$8.77B——$852.00M9.7%
2024$8.90B——$668.00M7.5%
2023$9.07B——$957.00M10.6%
2022$9.24B——$1.71B18.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ALLY Dividend History

$1.20+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.903—
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.903—
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
2022$1.204+36.4%
2021$0.884+15.8%
2020$0.764+11.8%
2019$0.684+21.4%
2018$0.564+40.0%
2017$0.404+400.0%
2016$0.081—

Most recent payment: $0.30 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ALLY Valuation vs Credit Services Median

Median of 56 stocks
MetricALLYCredit Services medianvs median
P/E9.1010.9117% below
P/S ratio1.491.501% below
Profit margin18.41%9.89%8.5 pts above

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Ally Financial Inc. (ALLY) carries a market capitalisation of $11.77B. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 10,300 employees.

The most recent close on file for ALLY is $38.69, dated October 21, 2026. That is +$0.72 (+1.90%) against the previous close. Over the past 52 weeks the price has ranged from $35.92 to $47.29. The latest close sits 7.71% above that 52-week low.

Financial Health

In fiscal 2025, Ally Financial Inc. reported revenue of $8.77B. Against the prior fiscal year total of $8.90B, that is a change of −1.43%. Net income for the same year was $852.00M. That is +27.54% against the prior fiscal year. Profit margin runs at 18.41%. That is 8.5 percentage points above the Credit Services median of 9.89%. Trailing earnings per share are 4.25.

Across the 4 fiscal years on file, revenue moves from $9.24B in 2022 to $8.77B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

ALLY trades at a trailing price-to-earnings ratio of 9.1. That is 16.59% below the Credit Services median of 10.91. On forward earnings the ratio is 6.39. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.27. Measured against sales, the shares trade at 1.49 times revenue. On price-to-sales that is 0.54% below the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −2.86%. Measured over 10 years, that is +10.19% a year compounded. The reported beta is 1.1. Annualized volatility over the trailing 10 years is 39.42%.

Growth & Income

ALLY pays a dividend yielding 3.19%. The indicated annual rate is $1.20 a share. The ex-dividend date on file is July 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.90 a share. The year before, 2025, totalled $1.20 a share.

So far in 2026 the total return is −12.78%. The strongest complete calendar year on file is 2017 at +56.05%; the weakest is 2022 at −46.89%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

Ally Financial Inc. (ALLY) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Ally Financial Inc. ALLY $11.77B 9.1
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Ally Financial Inc. trades at a P/E of 9.1.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Ally Financial Inc.

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

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