StockVS

NYSE · Credit Services · USD

Ally Financial Inc. (ALLY) Stock Analysis

Ally Financial Inc. (ALLY) is a Credit Services stock listed on NYSE and quoted in US Dollar.

ALLY

$43.73

+$0.14 (+0.32%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare ALLY with… →

ALLY Key Statistics

As of Sep 4, 2026
Trading
Open
$43.08
Previous Close
$43.59
Day's Range
43.08–43.93
52-Week Range
35.92–47.29
Volume
1.56M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.07
Valuation
Market Cap
$13.30B
P/E Ratio
10.27
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.80
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.39
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.68
EPS (ttm)Profit attributable to each share over the last twelve months.
4.26
Financials (FY)
Revenue (FY)
$8.77B−1.43%
Net Income (FY)
$852.00M+27.54%
Profit marginThe share of revenue left as profit after all costs and taxes.
18.41%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
304.20M
1-Year Return
+8.24%
Dividend and dates
Dividend
$1.20+2.75%
Ex-Dividend Date
July 31, 2026
Earnings Date
October 16, 2026
Avg Volume
3.14M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ALLY Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−1.41%
2025+29.92%
2024+6.37%
2023+49.22%
2022−46.89%
2021+36.04%
2020+20.56%
2019+37.94%
2018−20.67%
2017+56.05%
2016 (partial year)+2.64%

As of September 4, 2026.

ALLY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$8.77B$852.00M9.7%
2024$8.90B$668.00M7.5%
2023$9.07B$957.00M10.6%
2022$9.24B$1.71B18.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$8.77B$852.00M9.7%
2024$8.90B$668.00M7.5%
2023$9.07B$957.00M10.6%
2022$9.24B$1.71B18.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ALLY Dividend History

$1.20+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.903
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.903
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
2022$1.204+36.4%
2021$0.884+15.8%
2020$0.764+11.8%
2019$0.684+21.4%
2018$0.564+40.0%
2017$0.404+400.0%
2016$0.081

Most recent payment: $0.30 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ALLY Valuation vs Credit Services Median

Median of 60 stocks
MetricALLYCredit Services medianvs median
P/E10.2712.4718% below
P/S ratio1.681.643% above
Profit margin18.41%9.99%8.4 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 17 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Ally Financial Inc. (ALLY) carries a market capitalisation of $13.30B. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 10,300 employees.

The most recent close on file for ALLY is $43.73, dated September 4, 2026. That is +$0.14 (+0.32%) against the previous close. Over the past 52 weeks the price has ranged from $35.92 to $47.29. The latest close sits 21.74% above that 52-week low.

Financial Health

In fiscal 2025, Ally Financial Inc. reported revenue of $8.77B. Against the prior fiscal year total of $8.90B, that is a change of −1.43%. Net income for the same year was $852.00M. That is +27.54% against the prior fiscal year. Profit margin runs at 18.41%. That is 8.4 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 4.26.

Across the 4 fiscal years on file, revenue moves from $9.24B in 2022 to $8.77B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

ALLY trades at a trailing price-to-earnings ratio of 10.27. That is 17.64% below the Credit Services median of 12.47. On forward earnings the ratio is 6.8. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.39. Measured against sales, the shares trade at 1.68 times revenue. On price-to-sales that is 2.68% above the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +8.24%. Measured over 10 years, that is +11.29% a year compounded. The reported beta is 1.07. Annualized volatility over the trailing 10 years is 39.39%.

Growth & Income

ALLY pays a dividend yielding 2.75%. That is 1.5 percentage points below the Credit Services median yield of 4.22%. The indicated annual rate is $1.20 a share. The ex-dividend date on file is July 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.90 a share. The year before, 2025, totalled $1.20 a share.

So far in 2026 the price is −1.41%. The strongest complete calendar year on file is 2017 at +56.05%; the weakest is 2022 at −46.89%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

Ally Financial Inc. (ALLY) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Ally Financial Inc. ALLY $13.30B 10.3
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Ally Financial Inc. trades at a P/E of 10.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Credit Services Stocks

View all Credit Services stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About Ally Financial Inc.

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Visit website →