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StockVS

NASDAQ · Banks - Regional · USD

Affinity Bancshares Inc (AFBI) Stock Analysis

Affinity Bancshares Inc (AFBI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

AFBI

$23.00

$0.00 (0.00%)

Last trade August 10, 2026

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Price History

Hover for the daily close. The dotted line marks the period open.

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AFBI Key Statistics

As of Aug 10, 2026
Trading
Open
$23.00
Previous Close
$23.00
52-Week Range
18.35–23.00
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.04
Valuation
Market Cap
$140.18M
P/E Ratio
16.79
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
9.82
EPS (ttm)Profit attributable to each share over the last twelve months.
1.37
Financials (FY)
Revenue (FY)
$33.06M+6.03%
Net Income (FY)
$8.33M+53.13%
Profit marginThe share of revenue left as profit after all costs and taxes.
10.91%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
6.09M
1-Year Return
+21.44%
Dividend and dates
Avg Volume
10.15K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

AFBI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+12.36%
2025+26.51%
2024+9.58%
2023+5.76%
2022−1.95%
2021+42.72%

As of August 10, 2026.

AFBI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$33.06M$8.33M25.2%
2024$31.18M$5.44M17.4%
2023$29.66M$6.45M21.7%
2022$32.16M$7.13M22.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$33.06M——$8.33M25.2%
2024$31.18M——$5.44M17.4%
2023$29.66M——$6.45M21.7%
2022$32.16M——$7.13M22.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

AFBI Valuation vs Banks - Regional Median

Median of 380 stocks
MetricAFBIBanks - Regional medianvs median
P/E16.7912.6233% above
P/S ratio9.823.77160% above
Profit margin10.91%29.15%18.2 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values Affinity Bancshares Inc (AFBI) at $140.18M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 79 employees.

The most recent close on file for AFBI is $23.00, dated August 10, 2026. The close was unchanged from the previous session. Over the past 52 weeks the price has ranged from $18.35 to $23.00. The latest close sits 25.34% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $33.06M. That is +6.03% against the prior fiscal year, when revenue was $31.18M. The same year closed with net income of $8.33M. That is +53.13% against the prior fiscal year. Profit margin runs at 10.91%. That is 18.2 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 1.37.

Across the 4 fiscal years on file, revenue moves from $32.16M in 2022 to $33.06M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 16.79 times earnings. That is 33.04% above the Banks - Regional median of 12.62. The price-to-sales ratio is 9.82. On price-to-sales that is 160.32% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is −0.04. Annualized volatility over the trailing 5 years is 27.16%. Over the trailing twelve months the price has returned +21.44%. Measured over 5 years, that is +13.05% a year compounded.

Growth & Income

No dividend is on file for AFBI.

So far in 2026 the price is +12.36%. The strongest complete calendar year on file is 2021 at +42.72%; the weakest is 2022 at −1.95%. Of the 5 complete calendar years on file, 4 finished higher.

Peer Comparison

Affinity Bancshares Inc (AFBI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Affinity Bancshares Inc AFBI $140.18M 16.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Affinity Bancshares Inc trades at a P/E of 16.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of August 10, 2026.

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About Affinity Bancshares Inc

Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.

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