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NASDAQ · Software - Infrastructure · USD

ACI Worldwide, Inc. (ACIW) Stock Analysis

ACI Worldwide, Inc. (ACIW) is a Software - Infrastructure stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

ACIW

$53.86

−$0.68 (−1.25%)

Oct 21, 2026 · Market close

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Price History

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ACIW Key Statistics

As of Oct 21, 2026
Trading
Open
$54.54
Previous Close
$54.54
Day's Range
53.82–54.70
52-Week Range
38.05–61.08
Volume
740.55K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.99
Valuation
Market Cap
$5.44B
P/E Ratio
24.59
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
13.80
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.78
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.99
EPS (ttm)Profit attributable to each share over the last twelve months.
2.19
Financials (FY)
Revenue (FY)
$1.76B+10.38%
Net Income (FY)
$226.66M+11.59%
Profit marginThe share of revenue left as profit after all costs and taxes.
12.40%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
100.96M
1-Year Return
+8.57%
Dividend and dates
Earnings Date
November 5, 2026
Avg Volume
848.98K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ACIW closed at $53.86, +8.57% over 1 year.

ACI Worldwide, Inc. (ACIW) has a market capitalization of $5.44B.

In fiscal 2025, ACIW reported revenue of $1.76B.

ACIW Stock Return by Calendar Year

ACI Worldwide, Inc. (ACIW) 10-year return: what $10,000 became

1 year
$10,000 $10,857
+8.57%
5 years
$10,000 $17,352
+73.52%
10 years
$10,000 $27,354
+173.54%

If you had invested $10,000 in ACI Worldwide, Inc. (ACIW) 10 years ago, at the close on October 21, 2016, it would have been worth $27,354 at the close on October 21, 2026: +173.54% in total, +10.59% a year. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+12.65%
2025−7.90%
2024+69.64%
2023+33.04%
2022−33.72%
2021−9.71%
2020+1.43%
2019+36.94%
2018+22.06%
2017+24.90%
2016 (partial year)−3.66%

As of October 21, 2026.

ACIW Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.76B$226.66M12.9%
2024$1.59B$203.12M12.7%
2023$1.45B$121.51M8.4%
2022$1.42B$142.18M10.0%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.76B$862.13M$329.91M$226.66M12.9%
2024$1.59B$802.51M$308.14M$203.12M12.7%
2023$1.45B$733.37M$220.41M$121.51M8.4%
2022$1.42B$725.83M$203.84M$142.18M10.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ACIW Valuation vs Software - Infrastructure Median

Median of 182 stocks
MetricACIWSoftware - Infrastructure medianvs median
P/E24.5930.1718% below
P/S ratio2.993.279% below
Profit margin12.40%2.53%9.9 pts above

Medians across 182 Software - Infrastructure stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

ACI Worldwide, Inc. (ACIW) is capitalised at $5.44B on the latest close. It is classified in the Software - Infrastructure industry, within the Technology sector. Headcount on file is 2,930.

ACIW last closed at $53.86 on October 21, 2026. That is −$0.68 (−1.25%) against the previous close. The 52-week range on file runs from $38.05 to $61.08. The latest close sits 41.55% above that 52-week low.

Financial Health

In fiscal 2025, ACI Worldwide, Inc. reported revenue of $1.76B. That is +10.38% against the prior fiscal year, when revenue was $1.59B. The same year closed with net income of $226.66M. That is +11.59% against the prior fiscal year. Profit margin runs at 12.4%. That is 9.9 percentage points above the Software - Infrastructure median of 2.53%. Trailing earnings per share are 2.19.

Across the 4 fiscal years on file, revenue moves from $1.42B in 2022 to $1.76B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

ACIW trades at a trailing price-to-earnings ratio of 24.59. That is 18.48% below the Software - Infrastructure median of 30.17. On forward earnings the ratio is 13.8. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.78. The price-to-sales ratio is 2.99. On price-to-sales that is 8.56% below the Software - Infrastructure median of 3.27. 182 Software - Infrastructure companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.99. Annualized volatility over the trailing 10 years is 35.74%. Over the trailing twelve months the total return is +8.57%. Measured over 10 years, that is +10.59% a year compounded.

Growth & Income

The record shows no dividend for ACIW.

So far in 2026 the total return is +12.65%. Across the complete calendar years on file, 2024 returned +69.64% and 2022 returned −33.72%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

ACI Worldwide, Inc. (ACIW) operates in the Software - Infrastructure industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
ACI Worldwide, Inc. ACIW $5.44B 24.6
Microsoft Corporation MSFT $3.96T 29.7
Palantir Technologies Inc. PLTR $484.74B 173.9
Oracle Corporation ORCL $391.46B 20.2

The Software - Infrastructure industry average P/E ratio is 30.2x. ACI Worldwide, Inc. trades at a P/E of 24.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About ACI Worldwide, Inc.

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

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