TSX · CAD · ETF

BMO US Dividend ETF (CAD) (ZDY.TO) ETF Analysis

ZDY.TO

Expense ratio 0.3% Yield 1.51% Since March 19, 2013 Family BMO Asset Management Inc

Last Updated: October 21, 2026

CA$59.08

+CA$0.15 (+0.25%)

October 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ZDY.TO Annualized Returns

With dividends reinvested · as of October 21, 2026

Period	Total return	Annualized	CA$100 becomes	CA$300 becomes
1 year	+18.96%	+18.96%	CA$118.96	CA$356.88
3 years	+77.18%	+21.00%	CA$177.18	CA$531.53
5 years	+91.03%	+13.82%	CA$191.03	CA$573.09
10 years	+185.51%	+11.06%	CA$285.51	CA$856.52

Returns are total returns computed from daily closes, with dividends reinvested. As of October 21, 2026.

ZDY.TO Return by Calendar Year

2016 and 2026 are partial years

−4.98%+26.37%+19.51%

2016*2017201820192020202120222023202420252026*

View as table ↓View as chart ↑

Year	Return
2026 (partial year)	+19.51%
2025	+10.17%
2024	+26.37%
2023	+4.48%
2022	+1.78%
2021	+23.09%
2020	−4.98%
2019	+17.16%
2018	+3.37%
2017	+6.90%
2016 (partial year)	+0.76%

ZDY.TO Monthly Returns

−13%+11%

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2026	+2.8	+4.2	−1.5	+3.4	+7.0	+1.8	−1.7	+0.6	+0.9	+0.8	—	—
2025	+4.5	+1.5	−4.0	−7.6	+2.7	+3.7	+1.9	+2.2	+4.3	+1.4	+1.3	−1.5
2024	+2.9	+3.0	+4.0	−2.5	+1.9	+1.7	+5.2	+0.8	+1.9	+2.1	+5.1	−2.1
2023	+0.2	−0.7	−0.2	+2.1	−4.0	+2.3	+2.8	+0.8	−4.2	−0.5	+4.2	+1.8
2022	−1.8	−3.0	+2.0	−1.7	+0.7	−4.8	+4.7	−0.9	−3.1	+8.4	+5.2	−3.2
2021	−1.0	+2.2	+5.2	+0.4	−0.3	+2.8	+2.7	+3.5	−4.0	+2.6	+2.2	+5.0
2020	−1.0	−10.2	−12.5	+9.2	+1.4	−1.0	+0.2	+0.8	+0.1	−1.5	+10.4	+1.4
2019	+2.9	+3.3	+2.3	+3.3	−6.8	+3.1	+2.7	−2.5	+4.0	+0.1	+3.3	+0.6
2018	+0.8	+0.4	−0.5	+0.9	+2.0	+2.9	+1.4	+1.9	−1.1	−2.5	+3.8	−6.2
2017	−3.2	+5.3	−0.1	+2.6	−1.0	−2.8	−2.9	−0.9	+3.3	+4.2	+4.0	−1.2

Monthly total returns with dividends reinvested; each cell prints its signed value.

ZDY.TO Volatility & Risk

Volatility: 10 yrs · Beta: 3 yrs

Annualized volatility: 15.11%
Beta (3y): 0.70
Best year: +26.37%
Worst year: −4.98%

Volatility is the annualized standard deviation of daily returns. As of October 21, 2026.

Top Holdings

#	Symbol	Name	Weight
1	DELL	Dell Technologies Inc Ordinary Shares - Class C	5.07%
2	AAPL	Apple Inc	4.81%
3	ABBV	AbbVie Inc	3.67%
4	CSCO	Cisco Systems Inc	3.54%
5	PM	Philip Morris International Inc	2.96%
6	NVDA	NVIDIA Corp	2.89%
7	QCOM	Qualcomm Inc	2.76%
8	AVGO	Broadcom Inc	2.64%
9	CVX	Chevron Corp	2.48%
10	MSFT	Microsoft Corp	2.25%

Analysis

Data-derived

Fund Overview

BMO US Dividend ETF (CAD) (ZDY.TO) is an exchange-traded fund. BMO Asset Management Inc is the fund family on file. It has been trading since March 19, 2013. The expense ratio is 0.3%. On a CA$10,000 position that is CA$30.00 a year.

The largest positions on file are Dell Technologies Inc Ordinary Shares - Class C (DELL), Apple Inc (AAPL), and AbbVie Inc (ABBV). Dell Technologies Inc Ordinary Shares - Class C alone accounts for 5.07% of the portfolio. The ten largest positions together make up 33.07% of the fund.

Performance Analysis

ZDY.TO last closed at CA$59.08 on October 21, 2026. The trailing one-year total return is +18.96%. Measured over 10 years, that is +11.06% a year compounded. The trailing distribution yield is 1.51%.

Across the complete calendar years on file, 2024 returned +26.37% and 2020 returned −4.98%. Of the 9 complete calendar years on file, 8 finished higher. So far in 2026 the total return is +19.51%.

Price & Risk Profile

Over the past 52 weeks the price has ranged from CA$49.47 to CA$60.00. The latest close sits 19.43% above that 52-week low. Annualized volatility over the trailing 10 years is 15.11%. Beta against the wider market is reported at 0.7. The volatility figure is calculated from the stored daily closes, the same series the charts on this page use.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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