企業概要
Verisk Analytics, Inc. is a leading provider of data analytics and technology solutions specifically tailored to the insurance sector, offering underwriting solutions that include policy language and prospective loss cost services. The enterprise operates within the Industrials sector and functions under the Consulting Services industry, positioning itself as a specialized B2B enabler for risk management and actuarial processes. In terms of scale, the company commands a market capitalization of $24.20B, generates annual revenue (TTM) of $3.07B, and employs approximately 8,000 individuals globally. These financial dimensions indicate that Verisk is a large-cap entity with significant revenue generation capabilities, suggesting a dominant or highly competitive position within the global insurance technology landscape. The substantial employee base of 8,000 further underscores the operational complexity and the breadth of its service delivery network across the United States and international markets.
財務健全性
The company's core financial performance is characterized by a Trailing Twelve Months (TTM) revenue of $3.07B, net income of $908.30M, and EBITDA of $1.48B. The significant gap between the $3.07B revenue and the $908.30M net income reveals a robust cost structure where the majority of top-line revenue is retained after covering operating expenses, taxes, and interest. This efficiency is further evidenced by a Free Cash Flow of $1.01B, which provides the firm with substantial financial flexibility to fund operations, manage working capital, or pursue strategic acquisitions without relying heavily on external financing. Profitability is highlighted by three key margins: a Gross Margin of 69.9%, an Operating Margin of 44.0%, and a Profit Margin of 29.6%, all of which indicate high pricing power and low cost-of-sales relative to the consulting nature of the business. Regarding leverage, the company holds $2.18B in cash against $4.90B in debt, resulting in a Debt to Equity ratio of 1581.80, which suggests a highly leveraged balance sheet relative to shareholder equity, though the high cash buffer mitigates immediate liquidity risks. Liquidity for short-term obligations is supported by a Current Ratio of 1.20, indicating that current assets are sufficient to cover current liabilities with a modest buffer. Management effectiveness is reflected in a Return on Equity (ROE) of 437.9% and a Return on Assets (ROA) of 16.5%, metrics that demonstrate exceptional efficiency in generating profits from shareholder capital and total assets, respectively.
バリュエーション評価
Valuation metrics for Verisk Analytics, Inc. show a Trailing P/E Ratio (TTM) of 27.03 and a Forward P/E of 20.42. The notable difference between these two figures implies that the market anticipates a significant expansion in future earnings per share, as the forward multiple is considerably lower than the trailing multiple. Asset valuation is indicated by a Price to Book ratio of 78.56, which suggests that the market prices the stock at a substantial premium over its book value, reflecting intangible assets, brand strength, and growth potential rather than tangible asset backing. Alternative valuation perspectives include a Price to Sales ratio of 7.88 and an EV/EBITDA of 18.13, metrics that suggest the company is valued heavily relative to its sales volume and operational cash generation, typical for high-margin software and services firms. Price volatility over the past year is framed by a 52-Week High of $322.92 and a 52-Week Low of $164.60, providing a wide trading range that investors must consider when assessing entry points. Risk sensitivity to broader market movements is quantified by a Beta of 0.82, indicating that the stock's price volatility is lower than the broader market index, offering a degree of defensive stability during market downturns.
Growth & Income
Growth metrics for the Trailing Twelve Months period indicate Revenue Growth (YoY) and Earnings Growth (YoY) are listed as N/A, meaning specific year-over-year percentage changes are not available in the current dataset to determine if earnings are growing faster or slower than revenue. Despite the lack of specific growth rate percentages, the company maintains a Dividend Yield of 1.1% and adheres to a Payout Ratio of 27.8%. This payout ratio indicates that the company distributes a small fraction of its earnings as dividends, retaining the vast majority of profits to reinvest into business growth, R&D, or debt reduction rather than paying out high dividends. The combination of high retained earnings, a low payout ratio, and a low beta suggests a growth-oriented profile where capital allocation prioritizes expansion and operational scaling over shareholder yield. Overall, the financial profile presents a highly profitable, low-volatility, and leveraged consulting firm with a history of strong margins but without disclosed specific growth acceleration in the provided metrics.