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NASDAQ · Banks - Regional · USD

Westamerica Bancorporation (WABC) Stock Analysis

Westamerica Bancorporation (WABC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

WABC

$60.82

−$0.18 (−0.30%)

Oct 21, 2026 · Market close

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Price History

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WABC Key Statistics

As of Oct 21, 2026
Trading
Open
$61.38
Previous Close
$61.00
Day's Range
60.45–61.44
52-Week Range
46.23–63.61
Volume
140.66K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.56
Valuation
Market Cap
$1.41B
P/E Ratio
13.11
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.31
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
4.62
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.57
EPS (ttm)Profit attributable to each share over the last twelve months.
4.64
Financials (FY)
Revenue (FY)
$258.06M−12.15%
Net Income (FY)
$116.17M−16.20%
Profit marginThe share of revenue left as profit after all costs and taxes.
43.84%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
23.11M
1-Year Return
+33.24%
Dividend and dates
Dividend
$1.92+3.15%
Ex-Dividend Date
August 3, 2026
Earnings Date
January 14, 2027estimated
Avg Volume
185.49K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, WABC closed at $60.82, +33.24% over 1 year.

Westamerica Bancorporation (WABC) has a market capitalization of $1.41B.

In fiscal 2025, WABC reported revenue of $258.06M.

WABC Stock Return by Calendar Year

Westamerica Bancorporation (WABC) 10-year return: what $10,000 became

1 year
$10,000 $13,324
+33.24%
5 years
$10,000 $12,961
+29.61%
10 years
$10,000 $16,736
+67.36%

If you had invested $10,000 in Westamerica Bancorporation (WABC) 10 years ago, at the close on October 21, 2016, it would have been worth $16,736 at the close on October 21, 2026: +67.36% in total, +5.28% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+30.49%
2025−5.36%
2024−3.61%
2023−0.81%
2022+5.18%
2021+7.41%
2020−16.14%
2019+24.87%
2018−3.92%
2017−2.67%
2016 (partial year)+30.08%

As of October 21, 2026.

WABC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$258.06M$116.17M45.0%
2024$293.75M$138.64M47.2%
2023$323.65M$161.77M50.0%
2022$264.95M$122.03M46.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$258.06M——$116.17M45.0%
2024$293.75M——$138.64M47.2%
2023$323.65M——$161.77M50.0%
2022$264.95M——$122.03M46.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

WABC Dividend History

$1.82+3.4% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.423—
2025$1.824+3.4%
2024$1.764+2.3%
2023$1.724+2.4%
YearDividends per sharePaymentsChange
2026 (partial year)$1.423—
2025$1.824+3.4%
2024$1.764+2.3%
2023$1.724+2.4%
2022$1.684+1.8%
2021$1.654+0.6%
2020$1.644+0.6%
2019$1.634+1.9%
2018$1.604+1.9%
2017$1.574+302.6%
2016$0.391—

Most recent payment: $0.47 per share, ex-dividend August 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

WABC Valuation vs Banks - Regional Median

Median of 326 stocks
MetricWABCBanks - Regional medianvs median
P/E13.1112.039% above
P/S ratio5.573.5856% above
Profit margin43.84%29.44%14.4 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Westamerica Bancorporation (WABC) is capitalised at $1.41B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 608.

Over the past 52 weeks the price has ranged from $46.23 to $63.61. The most recent close on file for WABC is $60.82, dated October 21, 2026. That is −$0.18 (−0.30%) against the previous close. The latest close sits 31.56% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $258.06M. That is −12.15% against the prior fiscal year, when revenue was $293.75M. The same year closed with net income of $116.17M. That is −16.20% against the prior fiscal year. The reported profit margin is 43.84%. That is 14.4 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 4.64.

Across the 4 fiscal years on file, revenue moves from $264.95M in 2022 to $258.06M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 13.11 times earnings. That is 8.98% above the Banks - Regional median of 12.03. The forward P/E on file is 12.31. The PEG ratio, which sets the P/E against expected earnings growth, reads 4.62. The price-to-sales ratio is 5.57. On price-to-sales that is 55.55% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.56. Daily returns over the trailing 10 years annualize to a volatility of 26.91%. The trailing one-year total return is +33.24%. Measured over 10 years, that is +5.28% a year compounded.

Growth & Income

WABC pays a dividend yielding 3.15%. That is 0.5 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.92 a share. The ex-dividend date on file is August 3, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.42 a share. The year before, 2025, totalled $1.82 a share.

The strongest complete calendar year on file is 2019 at +24.87%; the weakest is 2020 at −16.14%. Of the 9 complete calendar years on file, 3 finished higher. So far in 2026 the total return is +30.49%.

Peer Comparison

Westamerica Bancorporation (WABC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Westamerica Bancorporation WABC $1.41B 13.1
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Westamerica Bancorporation trades at a P/E of 13.1.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Westamerica Bancorporation

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

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