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NYSE · Insurance - Property & Casualty · USD

Universal Insurance Holdings, Inc. (UVE) Stock Analysis

Universal Insurance Holdings, Inc. (UVE) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

UVE

$44.14

−$0.63 (−1.41%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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UVE Key Statistics

As of Sep 4, 2026
Trading
Open
$44.38
Previous Close
$44.77
Day's Range
43.81–44.93
52-Week Range
24.13–45.15
Volume
173.00K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.73
Valuation
Market Cap
$1.23B
P/E Ratio
5.89
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.81
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.75
EPS (ttm)Profit attributable to each share over the last twelve months.
7.50
Financials (FY)
Revenue (FY)
$1.60B+5.48%
Net Income (FY)
$182.95M+210.47%
Profit marginThe share of revenue left as profit after all costs and taxes.
13.49%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
27.83M
1-Year Return
+77.08%
Dividend and dates
Dividend
$0.64+1.43%
Ex-Dividend Date
July 31, 2026
Earnings Date
October 22, 2026
Avg Volume
212.81K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UVE Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+32.19%
2025+65.32%
2024+36.80%
2023+58.14%
2022−33.52%
2021+18.39%
2020−43.50%
2019−24.24%
2018+41.44%
2017−0.88%
2016 (partial year)+33.71%

As of September 4, 2026.

UVE Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.60B$182.95M11.4%
2024$1.52B$58.93M3.9%
2023$1.39B$66.82M4.8%
2022$1.22B−$22.26M−1.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.60B$182.95M11.4%
2024$1.52B$58.93M3.9%
2023$1.39B$66.82M4.8%
2022$1.22B−$22.26M−1.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UVE Dividend History

$0.77+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.483
2025$0.774+0.0%
2024$0.774+0.0%
2023$0.774+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.483
2025$0.774+0.0%
2024$0.774+0.0%
2023$0.774+0.0%
2022$0.774+0.0%
2021$0.774+0.0%
2020$0.774+0.0%
2019$0.774+5.5%
2018$0.734+5.8%
2017$0.694+68.3%
2016$0.412

Most recent payment: $0.16 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UVE Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricUVEInsurance - Property & Casualty medianvs median
P/E5.8911.2848% below
P/S ratio0.751.2942% below
Profit margin13.49%11.67%1.8 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Universal Insurance Holdings, Inc. (UVE) carries a market capitalisation of $1.23B. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. The company reports 929 employees.

Over the past 52 weeks the price has ranged from $24.13 to $45.15. UVE last closed at $44.14 on September 4, 2026. That is −$0.63 (−1.41%) against the previous close. The latest close sits 82.93% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.60B. That is +5.48% against the prior fiscal year, when revenue was $1.52B. The same year closed with net income of $182.95M. That is +210.47% against the prior fiscal year. Profit margin runs at 13.5%. That is 1.8 percentage points above the Insurance - Property & Casualty median of 11.67%. Trailing earnings per share are 7.5.

Across the 4 fiscal years on file, revenue moves from $1.22B in 2022 to $1.60B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 5.89 times earnings. That is 47.78% below the Insurance - Property & Casualty median of 11.28. On forward earnings the ratio is 9.81. Measured against sales, the shares trade at 0.75 times revenue. On price-to-sales that is 41.55% below the Insurance - Property & Casualty median of 1.29. 50 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +77.08%. Across 10 years the annualized return works out at +10.13%. The reported beta is 0.73. Daily returns over the trailing 10 years annualize to a volatility of 41.58%.

Growth & Income

Shareholders receive a dividend, yielding 1.43% on the latest price. The indicated annual rate is $0.64 a share. The ex-dividend date on file is July 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.48 a share. The year before, 2025, totalled $0.77 a share.

Across the complete calendar years on file, 2025 returned +65.32% and 2020 returned −43.50%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the price is +32.19% year to date.

Peer Comparison

Universal Insurance Holdings, Inc. (UVE) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Universal Insurance Holdings, Inc. UVE $1.23B 5.9
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Universal Insurance Holdings, Inc. trades at a P/E of 5.9.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

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