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StockVS

NASDAQ · Banks - Regional · USD

United Security Bancshares (UBFO) Stock Analysis

United Security Bancshares (UBFO) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

UBFO

$10.51

$0.00 (0.00%)

Last trade April 1, 2026

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Price History

Hover for the daily close. The dotted line marks the period open.

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UBFO Key Statistics

As of Apr 1, 2026
Trading
Open
$10.51
Previous Close
$10.51
52-Week Range
7.32–11.52
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.29
Valuation
Market Cap
$185.03M
P/E Ratio
15.01
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.83
EPS (ttm)Profit attributable to each share over the last twelve months.
0.70
Financials (FY)
Profit marginThe share of revenue left as profit after all costs and taxes.
25.45%
1-Year Return
+23.21%
Dividend and dates
Dividend
$0.48+4.57%
Avg Volume
32.30K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UBFO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+4.37%
2025+5.16%
2024 (partial year)+1.20%

As of April 1, 2026.

UBFO Valuation vs Banks - Regional Median

Median of 380 stocks
MetricUBFOBanks - Regional medianvs median
P/E15.0112.6219% above
P/S ratio3.833.772% above
Profit margin25.45%29.15%3.7 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values United Security Bancshares (UBFO) at $185.03M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 113 employees.

UBFO last closed at $10.51 on April 1, 2026. The close was unchanged from the previous session. Over the past 52 weeks the price has ranged from $7.32 to $11.52. The latest close sits 43.58% above that 52-week low.

Financial Health

Trailing twelve-month revenue on file is $48.28M. Profit margin runs at 25.45%. That is 3.7 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 0.7.

Valuation Assessment

On trailing earnings, the shares are priced at 15.01 times earnings. That is 18.94% above the Banks - Regional median of 12.62. Measured against sales, the shares trade at 3.83 times revenue. On price-to-sales that is 1.62% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +23.21%. The reported beta is 0.29. Daily returns over the trailing 1 year annualize to a volatility of 29.1%.

Growth & Income

The trailing dividend yield is 4.57%. That is 1.9 percentage points above the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.48 a share a year.

The record holds one complete calendar year, 2025, which returned +5.16%. So far in 2026 the price is +4.37%.

Peer Comparison

United Security Bancshares (UBFO) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
United Security Bancshares UBFO $185.03M 15.0
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. United Security Bancshares trades at a P/E of 15.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of April 1, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
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About United Security Bancshares

As of April 1, 2026, United Security Bancshares was acquired by Community West Bancshares. United Security Bancshares operates as the bank holding company for United Security Bank that engages in the provision of various commercial banking services in the United States. It offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The company also provides lending products, such as real estate, real estate construction, commercial and industrial, agricultural, and installment loans. In addition, it offers online and mobile banking, safe deposit boxes, wire transfers, interactive teller machine services, payroll direct deposit, cashier's checks, cash management, and foreign draft services, as well as person-to-person and bank-to-bank transfers for consumer customers. It serves the business and professional community, and individuals. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

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