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NASDAQ · Banks - Regional · USD

TrustCo Bank Corp NY (TRST) Stock Analysis

TrustCo Bank Corp NY (TRST) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

TRST

$57.92

+$0.32 (+0.56%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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TRST Key Statistics

As of Sep 4, 2026
Trading
Open
$57.08
Previous Close
$57.60
Day's Range
57.08–58.12
52-Week Range
34.31–58.98
Volume
101.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.64
Valuation
Market Cap
$986.25M
P/E Ratio
16.09
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
20.18
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.63
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.06
EPS (ttm)Profit attributable to each share over the last twelve months.
3.60
Financials (FY)
Revenue (FY)
$187.92M+9.40%
Net Income (FY)
$61.14M+25.20%
Profit marginThe share of revenue left as profit after all costs and taxes.
33.41%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
17.03M
1-Year Return
+47.16%
Dividend and dates
Dividend
$1.60+2.76%
Ex-Dividend Date
September 4, 2026
Earnings Date
October 20, 2026
Avg Volume
129.75K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

TRST Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+42.39%
2025+29.30%
2024+12.44%
2023−13.27%
2022+17.58%
2021+3.97%
2020−19.75%
2019+30.75%
2018−23.01%
2017+8.59%
2016 (partial year)+29.39%

As of September 4, 2026.

TRST Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$187.92M$61.14M32.5%
2024$171.77M$48.83M28.4%
2023$190.16M$58.65M30.8%
2022$199.40M$75.23M37.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$187.92M$61.14M32.5%
2024$171.77M$48.83M28.4%
2023$190.16M$58.65M30.8%
2022$199.40M$75.23M37.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TRST Dividend History

$1.48+2.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.163
2025$1.484+2.8%
2024$1.444+0.0%
2023$1.444+2.1%
YearDividends per sharePaymentsChange
2026 (partial year)$1.163
2025$1.484+2.8%
2024$1.444+0.0%
2023$1.444+2.1%
2022$1.414+2.8%
2021$1.374+0.9%
2020$1.364+0.0%
2019$1.364+1.5%
2018$1.344+1.5%
2017$1.324+300.0%
2016$0.331

Most recent payment: $0.39 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

TRST Valuation vs Banks - Regional Median

Median of 380 stocks
MetricTRSTBanks - Regional medianvs median
P/E16.0912.6227% above
P/S ratio5.063.7734% above
Profit margin33.41%29.15%4.3 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

TrustCo Bank Corp NY (TRST) is capitalised at $986.25M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 742.

Over the past 52 weeks the price has ranged from $34.31 to $58.98. The most recent close on file for TRST is $57.92, dated September 4, 2026. That is +$0.32 (+0.56%) against the previous close. The latest close sits 68.81% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $187.92M. That is +9.40% against the prior fiscal year, when revenue was $171.77M. Net income for the same year was $61.14M. That is +25.20% against the prior fiscal year. Profit margin runs at 33.41%. That is 4.3 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 3.6.

Across the 4 fiscal years on file, revenue moves from $199.40M in 2022 to $187.92M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

TRST trades at a trailing price-to-earnings ratio of 16.09. That is 27.5% above the Banks - Regional median of 12.62. The forward P/E on file is 20.18. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.63. The price-to-sales ratio is 5.06. On price-to-sales that is 34.27% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +47.16%. Across 10 years the annualized return works out at +9.04%. The reported beta is 0.64. Annualized volatility over the trailing 10 years is 31.2%.

Growth & Income

The trailing dividend yield is 2.76%. That is 0.1 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.60 a share. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.16 a share. The year before, 2025, totalled $1.48 a share.

Across the complete calendar years on file, 2019 returned +30.75% and 2018 returned −23.01%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +42.39% year to date.

Peer Comparison

TrustCo Bank Corp NY (TRST) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
TrustCo Bank Corp NY TRST $986.25M 16.1
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. TrustCo Bank Corp NY trades at a P/E of 16.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About TrustCo Bank Corp NY

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.

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