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NASDAQ · Insurance - Property & Casualty · USD

Safety Insurance Group, Inc. (SAFT) Stock Analysis

Safety Insurance Group, Inc. (SAFT) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

SAFT

$103.15

+$0.05 (+0.05%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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SAFT Key Statistics

As of Sep 4, 2026
Trading
Open
$103.15
Previous Close
$103.10
Day's Range
103.07–103.22
52-Week Range
67.04–103.80
Volume
78.30K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.17
Valuation
Market Cap
$1.51B
P/E Ratio
22.18
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
16.50
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.95
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.18
EPS (ttm)Profit attributable to each share over the last twelve months.
4.65
Financials (FY)
Revenue (FY)
$1.25B+13.01%
Net Income (FY)
$99.26M+40.32%
Profit marginThe share of revenue left as profit after all costs and taxes.
5.33%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
14.68M
1-Year Return
+46.53%
Dividend and dates
Dividend
$3.68+3.57%
Ex-Dividend Date
September 1, 2026
Earnings Date
November 2, 2026estimated
Avg Volume
218.21K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

SAFT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+35.76%
2025−0.84%
2024+13.25%
2023−5.36%
2022+3.14%
2021+14.08%
2020−11.81%
2019+17.22%
2018+5.67%
2017+13.66%
2016 (partial year)+17.47%

As of September 4, 2026.

SAFT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.25B$99.26M7.9%
2024$1.11B$70.73M6.4%
2023$925.95M$18.88M2.0%
2022$785.06M$46.56M5.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.25B——$99.26M7.9%
2024$1.11B——$70.73M6.4%
2023$925.95M——$18.88M2.0%
2022$785.06M——$46.56M5.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SAFT Dividend History

$3.64+1.1% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$2.763—
2025$3.644+1.1%
2024$3.604+0.0%
2023$3.604+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$2.763—
2025$3.644+1.1%
2024$3.604+0.0%
2023$3.604+0.0%
2022$3.604+0.0%
2021$3.604+0.0%
2020$3.604+5.9%
2019$3.404+6.2%
2018$3.204+6.7%
2017$3.004+328.6%
2016$0.701—

Most recent payment: $0.92 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SAFT Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricSAFTInsurance - Property & Casualty medianvs median
P/E22.1811.2897% above
P/S ratio1.181.299% below
Profit margin5.33%11.67%6.3 pts below

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Safety Insurance Group, Inc. (SAFT) is capitalised at $1.51B on the latest close. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 568.

SAFT last closed at $103.15 on September 4, 2026. That is +$0.05 (+0.05%) against the previous close. Over the past 52 weeks the price has ranged from $67.04 to $103.80. The latest close sits 53.86% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.25B. That is +13.01% against the prior fiscal year, when revenue was $1.11B. Net income for the same year was $99.26M. That is +40.32% against the prior fiscal year. Profit margin runs at 5.33%. That is 6.3 percentage points below the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 4.65.

Across the 4 fiscal years on file, revenue moves from $785.06M in 2022 to $1.25B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

SAFT trades at a trailing price-to-earnings ratio of 22.18. That is 96.63% above the Insurance - Property & Casualty median of 11.28. The forward P/E on file is 16.5. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.95. Measured against sales, the shares trade at 1.18 times revenue. On price-to-sales that is 8.72% below the Insurance - Property & Casualty median of 1.29. 50 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +46.53%. Across 10 years the annualized return works out at +8.75%. The reported beta is 0.18. Daily returns over the trailing 10 years annualize to a volatility of 27.02%.

Growth & Income

SAFT pays a dividend yielding 3.57%. That is 2.1 percentage points above the Insurance - Property & Casualty median yield of 1.43%. At the indicated rate that is $3.68 a share a year. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $2.76 a share. The year before, 2025, totalled $3.64 a share.

The strongest complete calendar year on file is 2019 at +17.22%; the weakest is 2020 at −11.81%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +35.76% year to date.

Peer Comparison

Safety Insurance Group, Inc. (SAFT) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Safety Insurance Group, Inc. SAFT $1.51B 22.2
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Safety Insurance Group, Inc. trades at a P/E of 22.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Safety Insurance Group, Inc.

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

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