NASDAQ · Insurance - Property & Casualty · USD

Safety Insurance Group, Inc. (SAFT) Stock Analysis

Safety Insurance Group, Inc. (SAFT) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

SAFT

$103.94

−$0.19 (−0.18%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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SAFT Key Statistics

As of Oct 21, 2026

Trading

Open: $104.15
Previous Close: $104.13
Day's Range: 103.94–104.15
52-Week Range: 67.04–104.15
Volume: 97.37K
Beta: 0.17

Valuation

Market Cap: $1.53B
P/E Ratio: 22.30
Forward P/E: 16.63
PEG Ratio: 0.95
P/S ratio: 1.19
EPS (ttm): 4.66

Financials (FY)

Revenue (FY): $1.25B+13.01%
Net Income (FY): $99.26M+40.32%
Profit margin: 5.33%
Shares Outstanding: 14.68M
1-Year Return: +55.19%

Dividend and dates

Dividend: $3.68+3.53%
Ex-Dividend Date: September 1, 2026
Earnings Date: November 2, 2026estimated
Avg Volume: 209.03K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, SAFT closed at $103.94, +55.19% over 1 year.

Safety Insurance Group, Inc. (SAFT) has a market capitalization of $1.53B.

In fiscal 2025, SAFT reported revenue of $1.25B.

SAFT Stock Return by Calendar Year

Safety Insurance Group, Inc. (SAFT) 10-year return: what $10,000 became

1 year: $10,000 $15,519; +55.19%
5 years: $10,000 $16,158; +61.58%
10 years: $10,000 $23,756; +137.56%

If you had invested $10,000 in Safety Insurance Group, Inc. (SAFT) 10 years ago, at the close on October 21, 2016, it would have been worth $23,756 at the close on October 21, 2026: +137.56% in total, +9.04% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−11.81%+36.80%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+36.80%
2025	−0.84%
2024	+13.25%
2023	−5.36%
2022	+3.14%
2021	+14.08%
2020	−11.81%
2019	+17.22%
2018	+5.67%
2017	+13.66%
2016 (partial year)	+17.47%

As of October 21, 2026.

SAFT Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$1.25B	$99.26M	7.9%
2024	$1.11B	$70.73M	6.4%
2023	$925.95M	$18.88M	2.0%
2022	$785.06M	$46.56M	5.9%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$1.25B	—	—	$99.26M	7.9%
2024	$1.11B	—	—	$70.73M	6.4%
2023	$925.95M	—	—	$18.88M	2.0%
2022	$785.06M	—	—	$46.56M	5.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SAFT Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$3.64+1.1% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$2.76	3	—
2025	$3.64	4	+1.1%
2024	$3.60	4	+0.0%
2023	$3.60	4	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$2.76	3	—
2025	$3.64	4	+1.1%
2024	$3.60	4	+0.0%
2023	$3.60	4	+0.0%
2022	$3.60	4	+0.0%
2021	$3.60	4	+0.0%
2020	$3.60	4	+5.9%
2019	$3.40	4	+6.2%
2018	$3.20	4	+6.7%
2017	$3.00	4	+328.6%
2016	$0.70	1	—

Most recent payment: $0.92 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SAFT Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks

Metric	SAFT	Insurance - Property & Casualty median	vs median
P/E	22.30	11.13	100% above
P/S ratio	1.19	1.45	18% below
Profit margin	5.33%	11.77%	6.4 pts below

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Safety Insurance Group, Inc. (SAFT) is capitalised at $1.53B on the latest close. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 568.

SAFT last closed at $103.94 on October 21, 2026. That is −$0.19 (−0.18%) against the previous close. Over the past 52 weeks the price has ranged from $67.04 to $104.15. The latest close sits 55.04% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.25B. That is +13.01% against the prior fiscal year, when revenue was $1.11B. Net income for the same year was $99.26M. That is +40.32% against the prior fiscal year. Profit margin runs at 5.33%. That is 6.4 percentage points below the Insurance - Property & Casualty median of 11.77%. Earnings per share on a trailing basis come to 4.66.

Across the 4 fiscal years on file, revenue moves from $785.06M in 2022 to $1.25B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

SAFT trades at a trailing price-to-earnings ratio of 22.3. That is 100.45% above the Insurance - Property & Casualty median of 11.13. The forward P/E on file is 16.63. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.95. Measured against sales, the shares trade at 1.19 times revenue. On price-to-sales that is 17.93% below the Insurance - Property & Casualty median of 1.45. 48 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +55.19%. Across 10 years the annualized return works out at +9.04%. The reported beta is 0.17. Daily returns over the trailing 10 years annualize to a volatility of 26.96%.

Growth & Income

SAFT pays a dividend yielding 3.53%. That is 2.2 percentage points above the Insurance - Property & Casualty median yield of 1.31%. At the indicated rate that is $3.68 a share a year. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $2.76 a share. The year before, 2025, totalled $3.64 a share.

The strongest complete calendar year on file is 2019 at +17.22%; the weakest is 2020 at −11.81%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the total return is +36.80% year to date.

Peer Comparison

Safety Insurance Group, Inc. (SAFT) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Safety Insurance Group, Inc.	SAFT	$1.53B	22.3
Chubb Limited	CB	$138.81B	12.7
The Progressive Corporation	PGR	$128.47B	11.2
The Travelers Companies, Inc.	TRV	$83.21B	10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. Safety Insurance Group, Inc. trades at a P/E of 22.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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FFH.TO

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IFC.TO

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About Safety Insurance Group, Inc.

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

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