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StockVS

NASDAQ · Software - Infrastructure · USD

Repay Holdings Corporation (RPAY) Stock Analysis

Repay Holdings Corporation (RPAY) is a Software - Infrastructure stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

RPAY

$4.16

+$0.09 (+2.21%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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RPAY Key Statistics

As of Oct 21, 2026
Trading
Open
$4.10
Previous Close
$4.07
Day's Range
4.06–4.21
52-Week Range
2.30–5.25
Volume
360.96K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.89
Valuation
Market Cap
$366.85M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
3.91
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.09
EPS (ttm)Profit attributable to each share over the last twelve months.
−1.99
Financials (FY)
Revenue (FY)
$309.26M−1.21%
Net Income (FY)
−$256.72M
Profit marginThe share of revenue left as profit after all costs and taxes.
−49.57%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
82.90M
1-Year Return
−6.52%
Dividend and dates
Earnings Date
November 9, 2026
Avg Volume
423.10K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, RPAY closed at $4.16, −6.52% over 1 year.

Repay Holdings Corporation (RPAY) has a market capitalization of $366.85M.

In fiscal 2025, RPAY reported revenue of $309.26M.

RPAY Stock Return by Calendar Year

Repay Holdings Corporation (RPAY) return since Jul 2018: what $10,000 became

1 year
$10,000 $9,348
−6.52%
5 years
$10,000 $1,879
−81.21%
Since Jul 2018
$10,000 $4,311
−56.89%

If you had invested $10,000 in Repay Holdings Corporation (RPAY) at the close on July 17, 2018, the earliest close on record here, it would have been worth $4,311 at the close on October 21, 2026: −56.89% in total, −9.68% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+13.97%
2025−52.16%
2024−10.66%
2023+6.09%
2022−55.94%
2021−32.95%
2020+86.01%
2019+47.98%
2018 (partial year)+2.59%

As of October 21, 2026.

RPAY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$309.26M−$256.72M−83.0%
2024$313.04M−$10.16M−3.2%
2023$296.63M−$110.49M−37.2%
2022$279.23M$12.84M4.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$309.26M$232.02M−$12.03M−$256.72M−83.0%
2024$313.04M$241.41M−$7.77M−$10.16M−3.2%
2023$296.63M$226.92M−$25.59M−$110.49M−37.2%
2022$279.23M$214.40M−$42.41M$12.84M4.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

RPAY Valuation vs Software - Infrastructure Median

Median of 182 stocks
MetricRPAYSoftware - Infrastructure medianvs median
P/S ratio1.093.270.3x the median
Profit margin−49.57%2.53%52.1 pts below

Medians across 182 Software - Infrastructure stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 14 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Repay Holdings Corporation (RPAY) carries a market capitalisation of $366.85M. It is classified in the Software - Infrastructure industry, within the Technology sector. The company reports 486 employees.

RPAY last closed at $4.16 on October 21, 2026. That is +$0.09 (+2.21%) against the previous close. Over the past 52 weeks the price has ranged from $2.30 to $5.25. The latest close sits 80.87% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $309.26M. That is −1.21% against the prior fiscal year, when revenue was $313.04M. The same year closed with a net loss of $256.72M. Profit margin runs at −49.57%. That is 52.1 percentage points below the Software - Infrastructure median of 2.53%. Earnings per share on a trailing basis come to −1.99.

Across the 4 fiscal years on file, revenue moves from $279.23M in 2022 to $309.26M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. On forward earnings the ratio is 3.91. The price-to-sales ratio is 1.09. On price-to-sales that is 0.3 times the Software - Infrastructure median of 3.27. The medians here are taken across 182 Software - Infrastructure companies that report the metric.

The trailing one-year total return is −6.52%. Across 5 years the annualized return works out at −28.42%. The reported beta is 1.89. Daily returns over the trailing 8 years annualize to a volatility of 55.5%.

Growth & Income

No dividend is on file for RPAY.

The strongest complete calendar year on file is 2020 at +86.01%; the weakest is 2022 at −55.94%. Of the 7 complete calendar years on file, 3 finished higher. So far in 2026 the total return is +13.97%.

Peer Comparison

Repay Holdings Corporation (RPAY) operates in the Software - Infrastructure industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Repay Holdings Corporation RPAY $366.85M —
Microsoft Corporation MSFT $3.96T 29.7
Palantir Technologies Inc. PLTR $484.74B 173.9
Oracle Corporation ORCL $391.46B 20.2

The Software - Infrastructure industry average P/E ratio is 30.2x. Repay Holdings Corporation has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Repay Holdings Corporation

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

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