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NASDAQ · Software - Infrastructure · USD

Pagaya Technologies Ltd. (PGY) Stock Analysis

Pagaya Technologies Ltd. (PGY) is a Software - Infrastructure stock listed on NASDAQ and quoted in US Dollar.

PGY

$22.98

+$0.09 (+0.39%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PGY Key Statistics

As of Sep 4, 2026
Trading
Open
$22.64
Previous Close
$22.89
Day's Range
22.15–23.02
52-Week Range
10.40–44.99
Volume
2.23M
Valuation
Market Cap
$1.92B
P/E Ratio
16.30
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
5.54
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.04
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.38
EPS (ttm)Profit attributable to each share over the last twelve months.
1.41
Financials (FY)
Revenue (FY)
$1.26B+25.56%
Net Income (FY)
$81.39M
Profit marginThe share of revenue left as profit after all costs and taxes.
9.12%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
72.14M
1-Year Return
−38.19%
Dividend and dates
Earnings Date
November 10, 2026estimated
Avg Volume
3.19M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

PGY Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+9.95%
2025+124.97%
2024−43.90%
2023+11.29%
2022−87.51%
2021 (partial year)−0.70%

As of September 4, 2026.

PGY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.26B$81.39M6.5%
2024$1.00B−$401.41M−40.0%
2023$772.81M−$128.44M−16.6%
2022$685.41M−$302.32M−44.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.26B$512.17M$223.81M$81.39M6.5%
2024$1.00B$406.90M$39.14M−$401.41M−40.0%
2023$772.81M$263.87M−$63.64M−$128.44M−16.6%
2022$685.41M$234.33M−$315.02M−$302.32M−44.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PGY Valuation vs Software - Infrastructure Median

Median of 187 stocks
MetricPGYSoftware - Infrastructure medianvs median
P/E16.3025.5136% below
P/S ratio1.383.4860% below
Profit margin9.12%0.00%9.1 pts above

Medians across 187 Software - Infrastructure stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 19 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Pagaya Technologies Ltd. (PGY) at $1.92B. It is classified in the Software - Infrastructure industry, within the Technology sector. Headcount on file is 493.

The most recent close on file for PGY is $22.98, dated September 4, 2026. That is +$0.09 (+0.39%) against the previous close. The 52-week range on file runs from $10.40 to $44.99. The latest close sits 120.96% above that 52-week low.

Financial Health

In fiscal 2025, Pagaya Technologies Ltd. reported revenue of $1.26B. That is +25.56% against the prior fiscal year, when revenue was $1.00B. The same year closed with net income of $81.39M. The reported profit margin is 9.12%. That is 9.1 percentage points above the Software - Infrastructure median of 0%. Trailing earnings per share are 1.41.

Across the 4 fiscal years on file, revenue moves from $685.41M in 2022 to $1.26B in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 16.3. That is 36.1% below the Software - Infrastructure median of 25.51. The forward P/E on file is 5.54. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.04. The price-to-sales ratio is 1.38. On price-to-sales that is 60.34% below the Software - Infrastructure median of 3.48. 187 Software - Infrastructure companies report these metrics, and the medians quoted come from that group.

Annualized volatility over the trailing 5 years is 131.13%. The trailing one-year price return is −38.19%. Measured over 5 years, that is −27.65% a year compounded.

Growth & Income

No dividend is on file for PGY.

The strongest complete calendar year on file is 2025 at +124.97%; the weakest is 2022 at −87.51%. Of the 4 complete calendar years on file, 2 finished higher. 2026 is still running; the price is +9.95% year to date.

Peer Comparison

Pagaya Technologies Ltd. (PGY) operates in the Software - Infrastructure industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Pagaya Technologies Ltd. PGY $1.92B 16.3
Microsoft Corporation MSFT $3.71T 28.4
Oracle Corporation ORCL $457.36B 27.3
Palantir Technologies Inc. PLTR $418.93B 155.7

The Software - Infrastructure industry average P/E ratio is 25.5x. Pagaya Technologies Ltd. trades at a P/E of 16.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Pagaya Technologies Ltd.

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

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