Paymentus Holdings, Inc. (PAY) Stock Analysis

Company Overview

Paymentus Holdings, Inc. (PAY) is capitalised at $4.56B on the latest close. The company sits in the Technology sector, in the Software - Infrastructure industry. The company reports 1,340 employees.

Over the past 52 weeks the price has ranged from $20.11 to $45.31. The most recent close on file for PAY is $36.19, dated September 4, 2026. That is −$0.58 (−1.58%) against the previous close. The latest close sits 79.96% above that 52-week low.

Financial Health

In fiscal 2025, Paymentus Holdings, Inc. reported revenue of $1.20B. That is +37.25% against the prior fiscal year, when revenue was $871.75M. The same year closed with net income of $66.94M. That is +51.55% against the prior fiscal year. Profit margin runs at 6.24%. That is 6.2 percentage points above the Software - Infrastructure median of 0%. Earnings per share on a trailing basis come to 0.66.

Across the 4 fiscal years on file, revenue moves from $497.00M in 2022 to $1.20B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 54.83. That is 114.94% above the Software - Infrastructure median of 25.51. The forward P/E on file is 33.79. The price-to-sales ratio is 3.35. On price-to-sales that is 3.65% below the Software - Infrastructure median of 3.48. 187 Software - Infrastructure companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned −2.32%. Across 5 years the annualized return works out at +5.95%. The reported beta is 1.31. Daily returns over the trailing 5 years annualize to a volatility of 64.44%.

Growth & Income

No dividend is on file for PAY.

2026 is still running; the price is +14.56% year to date. The strongest complete calendar year on file is 2023 at +123.10%; the weakest is 2022 at −77.10%. Of the 4 complete calendar years on file, 2 finished higher.