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StockVS

NYSE · Software - Infrastructure · USD

Paymentus Holdings, Inc. (PAY) Stock Analysis

Paymentus Holdings, Inc. (PAY) is a Software - Infrastructure stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

PAY

$33.06

+$0.10 (+0.30%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PAY Key Statistics

As of Oct 21, 2026
Trading
Open
$33.19
Previous Close
$32.96
Day's Range
32.72–33.70
52-Week Range
20.11–45.31
Volume
730.63K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.34
Valuation
Market Cap
$4.16B
P/E Ratio
50.09
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
30.54
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.06
EPS (ttm)Profit attributable to each share over the last twelve months.
0.66
Financials (FY)
Revenue (FY)
$1.20B+37.25%
Net Income (FY)
$66.94M+51.55%
Profit marginThe share of revenue left as profit after all costs and taxes.
6.24%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
63.11M
1-Year Return
+9.87%
Dividend and dates
Earnings Date
November 2, 2026
Avg Volume
1.15M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PAY closed at $33.06, +9.87% over 1 year.

Paymentus Holdings, Inc. (PAY) has a market capitalization of $4.16B.

In fiscal 2025, PAY reported revenue of $1.20B.

PAY Stock Return by Calendar Year

Paymentus Holdings, Inc. (PAY) return since May 2021: what $10,000 became

1 year
$10,000 $10,987
+9.87%
5 years
$10,000 $13,678
+36.78%
Since May 2021
$10,000 $11,555
+15.55%

If you had invested $10,000 in Paymentus Holdings, Inc. (PAY) at the close on May 26, 2021, the earliest close on record here, it would have been worth $11,555 at the close on October 21, 2026: +15.55% in total, +2.71% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+4.65%
2025−3.31%
2024+82.82%
2023+123.10%
2022−77.10%
2021 (partial year)+22.26%

As of October 21, 2026.

PAY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.20B$66.94M5.6%
2024$871.75M$44.17M5.1%
2023$614.49M$22.32M3.6%
2022$497.00M−$513.00K−0.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.20B$296.34M$75.54M$66.94M5.6%
2024$871.75M$238.17M$44.86M$44.17M5.1%
2023$614.49M$182.34M$18.09M$22.32M3.6%
2022$497.00M$149.68M−$2.98M−$513.00K−0.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PAY Valuation vs Software - Infrastructure Median

Median of 182 stocks
MetricPAYSoftware - Infrastructure medianvs median
P/E50.0930.1766% above
P/S ratio3.063.276% below
Profit margin6.24%2.53%3.7 pts above

Medians across 182 Software - Infrastructure stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Paymentus Holdings, Inc. (PAY) is capitalised at $4.16B on the latest close. The company sits in the Technology sector, in the Software - Infrastructure industry. The company reports 1,340 employees.

Over the past 52 weeks the price has ranged from $20.11 to $45.31. The most recent close on file for PAY is $33.06, dated October 21, 2026. That is +$0.10 (+0.30%) against the previous close. The latest close sits 64.4% above that 52-week low.

Financial Health

In fiscal 2025, Paymentus Holdings, Inc. reported revenue of $1.20B. That is +37.25% against the prior fiscal year, when revenue was $871.75M. The same year closed with net income of $66.94M. That is +51.55% against the prior fiscal year. Profit margin runs at 6.24%. That is 3.7 percentage points above the Software - Infrastructure median of 2.53%. Earnings per share on a trailing basis come to 0.66.

Across the 4 fiscal years on file, revenue moves from $497.00M in 2022 to $1.20B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 50.09. That is 66.05% above the Software - Infrastructure median of 30.17. The forward P/E on file is 30.54. The price-to-sales ratio is 3.06. On price-to-sales that is 6.32% below the Software - Infrastructure median of 3.27. 182 Software - Infrastructure companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +9.87%. Across 5 years the annualized return works out at +6.46%. The reported beta is 1.34. Daily returns over the trailing 5 years annualize to a volatility of 64.38%.

Growth & Income

No dividend is on file for PAY.

2026 is still running; the total return is +4.65% year to date. The strongest complete calendar year on file is 2023 at +123.10%; the weakest is 2022 at −77.10%. Of the 4 complete calendar years on file, 2 finished higher.

Peer Comparison

Paymentus Holdings, Inc. (PAY) operates in the Software - Infrastructure industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Paymentus Holdings, Inc. PAY $4.16B 50.1
Microsoft Corporation MSFT $3.96T 29.7
Palantir Technologies Inc. PLTR $484.74B 173.9
Oracle Corporation ORCL $391.46B 20.2

The Software - Infrastructure industry average P/E ratio is 30.2x. Paymentus Holdings, Inc. trades at a P/E of 50.1.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.

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