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StockVS

NASDAQ · Banks - Regional · USD

Oak Valley Bancorp (OVLY) Stock Analysis

Oak Valley Bancorp (OVLY) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

OVLY

$34.88

+$0.37 (+1.07%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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OVLY Key Statistics

As of Sep 4, 2026
Trading
Open
$34.33
Previous Close
$34.51
Day's Range
34.21–35.20
52-Week Range
25.41–35.97
Volume
30.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.21
Valuation
Market Cap
$293.44M
P/E Ratio
12.37
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.53
EPS (ttm)Profit attributable to each share over the last twelve months.
2.82
Financials (FY)
Revenue (FY)
$81.73M+6.71%
Net Income (FY)
$23.91M−4.15%
Profit marginThe share of revenue left as profit after all costs and taxes.
28.23%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
8.41M
1-Year Return
+22.43%
Dividend and dates
Dividend
$0.75+2.17%
Ex-Dividend Date
August 3, 2026
Earnings Date
October 28, 2026estimated
Avg Volume
38.82K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OVLY Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+18.73%
2025+5.11%
2024−0.71%
2023+33.87%
2022+32.37%
2021+6.53%
2020−13.03%
2019+7.90%
2018−5.24%
2017+58.34%
2016 (partial year)+25.50%

As of September 4, 2026.

OVLY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$81.73M$23.91M29.3%
2024$76.59M$24.95M32.6%
2023$82.43M$30.85M37.4%
2022$65.65M$22.90M34.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$81.73M——$23.91M29.3%
2024$76.59M——$24.95M32.6%
2023$82.43M——$30.85M37.4%
2022$65.65M——$22.90M34.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OVLY Dividend History

$0.60+33.3% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$0.752—
2025$0.602+33.3%
2024$0.452+40.6%
2023$0.322+6.7%
YearDividends per sharePaymentsChange
2026 (partial year)$0.752—
2025$0.602+33.3%
2024$0.452+40.6%
2023$0.322+6.7%
2022$0.302+3.4%
2021$0.292+3.6%
2020$0.282+3.7%
2019$0.272+3.8%
2018$0.262+4.0%
2017$0.252—

Most recent payment: $0.38 per share, ex-dividend August 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OVLY Valuation vs Banks - Regional Median

Median of 380 stocks
MetricOVLYBanks - Regional medianvs median
P/E12.3712.622% below
P/S ratio3.533.776% below
Profit margin28.23%29.15%0.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Oak Valley Bancorp (OVLY) is capitalised at $293.44M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 246.

OVLY last closed at $34.88 on September 4, 2026. That is +$0.37 (+1.07%) against the previous close. The 52-week range on file runs from $25.41 to $35.97. The latest close sits 37.27% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $81.73M. That is +6.71% against the prior fiscal year, when revenue was $76.59M. The same year closed with net income of $23.91M. That is −4.15% against the prior fiscal year. Profit margin runs at 28.23%. That is 0.9 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 2.82.

Across the 4 fiscal years on file, revenue moves from $65.65M in 2022 to $81.73M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

OVLY trades at a trailing price-to-earnings ratio of 12.37. That is 1.98% below the Banks - Regional median of 12.62. Measured against sales, the shares trade at 3.53 times revenue. On price-to-sales that is 6.32% below the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.21. Daily returns over the trailing 10 years annualize to a volatility of 37.62%. Over the trailing twelve months the price has returned +22.43%. Across 10 years the annualized return works out at +15.25%.

Growth & Income

The trailing dividend yield is 2.17%. That is 0.5 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.75 a share a year. The ex-dividend date on file is August 3, 2026. Dividends are recorded for 10 calendar years; 2026 shows 2 payments totalling $0.75 a share. The year before, 2025, totalled $0.60 a share.

Across the complete calendar years on file, 2017 returned +58.34% and 2020 returned −13.03%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +18.73% year to date.

Peer Comparison

Oak Valley Bancorp (OVLY) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Oak Valley Bancorp OVLY $293.44M 12.4
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Oak Valley Bancorp trades at a P/E of 12.4.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Oak Valley Bancorp

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.

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