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StockVS

NYSE · Credit Services · USD

Klarna Group plc (KLAR) Stock Analysis

Klarna Group plc (KLAR) is a Credit Services stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

KLAR

$13.12

−$0.03 (−0.23%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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KLAR Key Statistics

As of Oct 21, 2026
Trading
Open
$13.15
Previous Close
$13.15
Day's Range
13.04–13.35
52-Week Range
12.06–40.05
Volume
3.72M
Valuation
Market Cap
$4.97B
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
16.69
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.08
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.23
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.37
Financials (FY)
Revenue (FY)
$3.51B+24.87%
Net Income (FY)
−$294.00M−3,366.67%
Profit marginThe share of revenue left as profit after all costs and taxes.
−3.52%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
379.16M
1-Year Return
−64.61%
Dividend and dates
Earnings Date
November 17, 2026estimated
Avg Volume
5.98M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, KLAR closed at $13.12, −64.61% over 1 year.

Klarna Group plc (KLAR) has a market capitalization of $4.97B.

In fiscal 2025, KLAR reported revenue of $3.51B.

KLAR Stock Return by Calendar Year

Klarna Group plc (KLAR) return since Sep 2025: what $10,000 became

1 year
$10,000 $3,539
−64.61%
Since Sep 2025
$10,000 $3,070
−69.30%

If you had invested $10,000 in Klarna Group plc (KLAR) at the close on September 11, 2025, the earliest close on record here, it would have been worth $3,070 at the close on October 21, 2026: −69.30% in total, −65.53% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−54.62%
2025 (partial year)−32.36%

As of October 21, 2026.

KLAR Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$3.51B−$294.00M−8.4%
2024$2.81B$9.00M0.3%
2023$2.28B−$244.00M−10.7%
2022$1.90B−$1.03B−54.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$3.51B$1.91B$439.00M−$294.00M−8.4%
2024$2.81B$1.72B$382.00M$9.00M0.3%
2023$2.28B$1.38B−$26.00M−$244.00M−10.7%
2022$1.90B$834.00M−$833.00M−$1.03B−54.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

KLAR Valuation vs Credit Services Median

Median of 56 stocks
MetricKLARCredit Services medianvs median
P/S ratio1.231.5018% below
Profit margin−3.52%9.89%13.4 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Klarna Group plc (KLAR) carries a market capitalisation of $4.97B. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,831 employees.

Over the past 52 weeks the price has ranged from $12.06 to $40.05. KLAR last closed at $13.12 on October 21, 2026. That is −$0.03 (−0.23%) against the previous close. The latest close sits 8.79% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $3.51B. Against the prior fiscal year total of $2.81B, that is a change of +24.87%. The same year closed with a net loss of $294.00M. The reported profit margin is −3.52%. That is 13.4 percentage points below the Credit Services median of 9.89%. Earnings per share on a trailing basis come to −0.37.

Across the 4 fiscal years on file, revenue moves from $1.90B in 2022 to $3.51B in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. On forward earnings the ratio is 16.69. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.08. Measured against sales, the shares trade at 1.23 times revenue. On price-to-sales that is 17.8% below the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

Over the trailing twelve months the total return is −64.61%. Annualized volatility over the trailing 1 year is 68.91%.

Growth & Income

No dividend is on file for KLAR.

2026 is still running; the total return is −54.62% year to date.

Peer Comparison

Klarna Group plc (KLAR) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Klarna Group plc KLAR $4.97B —
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Klarna Group plc has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Klarna Group plc

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration. It also provides advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. In addition, the company offers membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.

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