NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NYSE · Credit Services · USD

Klarna Group plc (KLAR) Stock Analysis

Klarna Group plc (KLAR) is a Credit Services stock listed on NYSE and quoted in US Dollar.

KLAR

$14.41

+$0.01 (+0.07%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare KLAR with… →

KLAR Key Statistics

As of Sep 4, 2026
Trading
Open
$14.46
Previous Close
$14.40
Day's Range
14.16–14.60
52-Week Range
12.06–47.48
Volume
9.65M
Valuation
Market Cap
$5.46B
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
18.05
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.08
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.35
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.52
Financials (FY)
Revenue (FY)
$3.51B+24.87%
Net Income (FY)
−$294.00M−3366.67%
Profit marginThe share of revenue left as profit after all costs and taxes.
−3.52%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
379.16M
1-Year Return
−66.28%
Dividend and dates
Earnings Date
November 17, 2026estimated
Avg Volume
5.61M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

KLAR Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−50.16%
2025 (partial year)−32.36%

As of September 4, 2026.

KLAR Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$3.51B−$294.00M−8.4%
2024$2.81B$9.00M0.3%
2023$2.28B−$244.00M−10.7%
2022$1.90B−$1.03B−54.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$3.51B$1.91B$439.00M−$294.00M−8.4%
2024$2.81B$1.72B$382.00M$9.00M0.3%
2023$2.28B$1.38B−$26.00M−$244.00M−10.7%
2022$1.90B$834.00M−$833.00M−$1.03B−54.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

KLAR Valuation vs Credit Services Median

Median of 60 stocks
MetricKLARCredit Services medianvs median
P/S ratio1.351.6418% below
Profit margin−3.52%9.99%13.5 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Klarna Group plc (KLAR) carries a market capitalisation of $5.46B. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,831 employees.

Over the past 52 weeks the price has ranged from $12.06 to $47.48. KLAR last closed at $14.41 on September 4, 2026. That is +$0.01 (+0.07%) against the previous close. The latest close sits 19.49% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $3.51B. Against the prior fiscal year total of $2.81B, that is a change of +24.87%. The same year closed with a net loss of $294.00M. The reported profit margin is −3.52%. That is 13.5 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to −0.52.

Across the 4 fiscal years on file, revenue moves from $1.90B in 2022 to $3.51B in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. On forward earnings the ratio is 18.05. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.08. Measured against sales, the shares trade at 1.35 times revenue. On price-to-sales that is 17.54% below the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

Over the trailing twelve months the price has returned −66.28%. Annualized volatility over the trailing 1 year is 71.01%.

Growth & Income

No dividend is on file for KLAR.

2026 is still running; the price is −50.16% year to date.

Peer Comparison

Klarna Group plc (KLAR) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Klarna Group plc KLAR $5.46B —
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Klarna Group plc has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Credit Services Stocks

V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 AXP

American Express Company

$220.26B

 COF

Capital One Financial Corporation

$134.72B

 PYPL

PayPal Holdings, Inc.

$47.02B

 SYF

Synchrony Financial

$26.00B
View all Credit Services stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 BAC

Bank of America Corporation

$438.31B

 HSBC

HSBC Holdings plc

$366.94B

 MS

Morgan Stanley

$341.94B
View all Financial Services stocks →

About Klarna Group plc

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months. It also offers advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. Additionally, the company provides membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.

Visit website →