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StockVS

NYSE · Banks - Regional · USD

Cullen/Frost Bankers, Inc. (CFR) Stock Analysis

Cullen/Frost Bankers, Inc. (CFR) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

CFR

$155.61

−$0.41 (−0.26%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CFR Key Statistics

As of Oct 21, 2026
Trading
Open
$156.63
Previous Close
$156.02
Day's Range
155.31–156.60
52-Week Range
119.00–170.80
Volume
299.89K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.55
Valuation
Market Cap
$9.42B
P/E Ratio
14.33
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.66
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
2.80
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.16
EPS (ttm)Profit attributable to each share over the last twelve months.
10.58
Financials (FY)
Revenue (FY)
$2.24B+8.31%
Net Income (FY)
$648.56M+11.33%
Profit marginThe share of revenue left as profit after all costs and taxes.
30.19%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
62.15M
1-Year Return
+27.44%
Dividend and dates
Dividend
$4.12+2.71%
Ex-Dividend Date
August 31, 2026
Earnings Date
October 29, 2026
Avg Volume
534.84K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CFR closed at $155.61, +27.44% over 1 year.

Cullen/Frost Bankers, Inc. (CFR) has a market capitalization of $9.42B.

In fiscal 2025, CFR reported revenue of $2.24B.

CFR Stock Return by Calendar Year

Cullen/Frost Bankers, Inc. (CFR) 10-year return: what $10,000 became

1 year
$10,000 $12,744
+27.44%
5 years
$10,000 $13,898
+38.98%
10 years
$10,000 $27,532
+175.32%

If you had invested $10,000 in Cullen/Frost Bankers, Inc. (CFR) 10 years ago, at the close on October 21, 2016, it would have been worth $27,532 at the close on October 21, 2026: +175.32% in total, +10.66% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+24.69%
2025−2.76%
2024+27.86%
2023−16.06%
2022+8.66%
2021+48.17%
2020−7.58%
2019+14.60%
2018−4.84%
2017+9.93%
2016 (partial year)+27.66%

As of October 21, 2026.

CFR Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.24B$648.56M29.0%
2024$2.06B$582.54M28.2%
2023$1.99B$597.97M30.1%
2022$1.70B$579.15M34.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.24B——$648.56M29.0%
2024$2.06B——$582.54M28.2%
2023$1.99B——$597.97M30.1%
2022$1.70B——$579.15M34.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CFR Dividend History

$3.95+5.6% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$3.063—
2025$3.954+5.6%
2024$3.744+4.5%
2023$3.584+10.5%
YearDividends per sharePaymentsChange
2026 (partial year)$3.063—
2025$3.954+5.6%
2024$3.744+4.5%
2023$3.584+10.5%
2022$3.244+10.2%
2021$2.944+3.2%
2020$2.854+1.8%
2019$2.804+8.5%
2018$2.584+14.7%
2017$2.254+316.7%
2016$0.541—

Most recent payment: $1.02 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CFR Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCFRBanks - Regional medianvs median
P/E14.3312.0319% above
P/S ratio4.163.5816% above
Profit margin30.19%29.44%0.8 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Cullen/Frost Bankers, Inc. (CFR) at $9.42B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 6,008 employees.

The 52-week range on file runs from $119.00 to $170.80. The most recent close on file for CFR is $155.61, dated October 21, 2026. That is −$0.41 (−0.26%) against the previous close. The latest close sits 30.76% above that 52-week low.

Financial Health

In fiscal 2025, Cullen/Frost Bankers, Inc. reported revenue of $2.24B. Against the prior fiscal year total of $2.06B, that is a change of +8.31%. Net income for the same year was $648.56M. That is +11.33% against the prior fiscal year. The reported profit margin is 30.19%. That is 0.8 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 10.58.

Across the 4 fiscal years on file, revenue moves from $1.70B in 2022 to $2.24B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 14.33. That is 19.12% above the Banks - Regional median of 12.03. The forward P/E on file is 12.66. The PEG ratio, which sets the P/E against expected earnings growth, reads 2.8. The price-to-sales ratio is 4.16. On price-to-sales that is 16.24% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Over the trailing twelve months the total return is +27.44%. Across 10 years the annualized return works out at +10.66%. The reported beta is 0.55. Daily returns over the trailing 10 years annualize to a volatility of 33.02%.

Growth & Income

Shareholders receive a dividend, yielding 2.71% on the latest price. At the indicated rate that is $4.12 a share a year. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $3.06 a share. The year before, 2025, totalled $3.95 a share.

The strongest complete calendar year on file is 2021 at +48.17%; the weakest is 2023 at −16.06%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is +24.69% year to date.

Peer Comparison

Cullen/Frost Bankers, Inc. (CFR) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Cullen/Frost Bankers, Inc. CFR $9.42B 14.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Cullen/Frost Bankers, Inc. trades at a P/E of 14.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

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