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NASDAQ · Banks - Regional · USD

Capitol Federal Financial, Inc. (CFFN) Stock Analysis

Capitol Federal Financial, Inc. (CFFN) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CFFN

$8.07

−$0.09 (−1.10%)

Oct 21, 2026 · Market close

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Price History

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CFFN Key Statistics

As of Oct 21, 2026
Trading
Open
$8.15
Previous Close
$8.16
Day's Range
7.99–8.17
52-Week Range
5.97–9.26
Volume
1.07M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.68
Valuation
Market Cap
$1.02B
P/E Ratio
12.71
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.66
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
4.09
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.52
EPS (ttm)Profit attributable to each share over the last twelve months.
0.65
Financials (FY)
Revenue (FY)
$198.19M+20.42%
Net Income (FY)
$68.03M+78.97%
Profit marginThe share of revenue left as profit after all costs and taxes.
36.70%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
123.37M
1-Year Return
+35.51%
Dividend and dates
Dividend
$0.34+4.05%
Ex-Dividend Date
August 7, 2026
Earnings Date
October 28, 2026
Avg Volume
918.96K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CFFN closed at $8.07, +35.51% over 1 year.

Capitol Federal Financial, Inc. (CFFN) has a market capitalization of $1.02B.

In fiscal 2025, CFFN reported revenue of $198.19M.

CFFN Stock Return by Calendar Year

Capitol Federal Financial, Inc. (CFFN) 10-year return: what $10,000 became

1 year
$10,000 $13,551
+35.51%
5 years
$10,000 $9,430
−5.70%
10 years
$10,000 $10,911
+9.11%

If you had invested $10,000 in Capitol Federal Financial, Inc. (CFFN) 10 years ago, at the close on October 21, 2016, it would have been worth $10,911 at the close on October 21, 2026: +9.11% in total, +0.88% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+23.06%
2025+21.96%
2024−2.92%
2023−21.21%
2022−16.35%
2021−2.04%
2020−5.26%
2019+15.00%
2018+2.79%
2017−13.24%
2016 (partial year)+19.04%

As of October 21, 2026.

CFFN Revenue and Earnings by Fiscal Year

FY ends September
Fiscal yearRevenueNet incomeNet margin
2025$198.19M$68.03M34.3%
2024$164.59M$38.01M23.1%
2023−$20.88M−$101.66M486.9%
2022$212.63M$84.45M39.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$198.19M——$68.03M34.3%
2024$164.59M——$38.01M23.1%
2023−$20.88M——−$101.66M486.9%
2022$212.63M——$84.45M39.7%

Annual figures as reported, in the company's reporting currency. As of September 30, 2025.

CFFN Dividend History

$0.34+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.304—
2025$0.344+0.0%
2024$0.344+0.0%
2023$0.344−58.5%
YearDividends per sharePaymentsChange
2026 (partial year)$0.304—
2025$0.344+0.0%
2024$0.344+0.0%
2023$0.344−58.5%
2022$0.826−14.6%
2021$0.966+104.3%
2020$0.475−49.5%
2019$0.936−5.1%
2018$0.986+11.4%
2017$0.886+134.7%
2016$0.382—

Most recent payment: $0.07 per share, ex-dividend August 7, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CFFN Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCFFNBanks - Regional medianvs median
P/E12.7112.036% above
P/S ratio4.523.5826% above
Profit margin36.70%29.44%7.3 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Capitol Federal Financial, Inc. (CFFN) at $1.02B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 604 employees.

The most recent close on file for CFFN is $8.07, dated October 21, 2026. That is −$0.09 (−1.10%) against the previous close. Over the past 52 weeks the price has ranged from $5.97 to $9.26. The latest close sits 35.18% above that 52-week low.

Financial Health

In fiscal 2025, Capitol Federal Financial, Inc. reported revenue of $198.19M. Against the prior fiscal year total of $164.59M, that is a change of +20.42%. Net income for the same year was $68.03M. That is +78.97% against the prior fiscal year. Profit margin runs at 36.7%. That is 7.3 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 0.65.

Across the 4 fiscal years on file, revenue moves from $212.63M in 2022 to $198.19M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

CFFN trades at a trailing price-to-earnings ratio of 12.71. That is 5.65% above the Banks - Regional median of 12.03. The forward P/E on file is 10.66. The PEG ratio, which sets the P/E against expected earnings growth, reads 4.09. Measured against sales, the shares trade at 4.52 times revenue. On price-to-sales that is 26.18% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.68. Daily returns over the trailing 10 years annualize to a volatility of 27.98%. The trailing one-year total return is +35.51%. Across 10 years the annualized return works out at +0.88%.

Growth & Income

CFFN pays a dividend yielding 4.05%. That is 1.4 percentage points above the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.34 a share a year. The ex-dividend date on file is August 7, 2026. Dividends are recorded for 11 calendar years; 2026 shows 4 payments totalling $0.30 a share. The year before, 2025, totalled $0.34 a share.

Across the complete calendar years on file, 2025 returned +21.96% and 2023 returned −21.21%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the total return is +23.06% year to date.

Peer Comparison

Capitol Federal Financial, Inc. (CFFN) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Capitol Federal Financial, Inc. CFFN $1.02B 12.7
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Capitol Federal Financial, Inc. trades at a P/E of 12.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Capitol Federal Financial, Inc.

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

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