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StockVS

NASDAQ · Banks - Regional · USD

VersaBank (VBNK) Stock Analysis

VersaBank (VBNK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

VBNK

$23.04

+$0.37 (+1.63%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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VBNK Key Statistics

As of Oct 21, 2026
Trading
Open
$22.75
Previous Close
$22.67
Day's Range
22.63–23.09
52-Week Range
11.25–25.05
Volume
39.05K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.00
Valuation
Market Cap
$746.94M
P/E Ratio
30.32
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
13.23
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.10
EPS (ttm)Profit attributable to each share over the last twelve months.
0.76
Financials (FY)
Revenue (FY)
$124.64M+11.65%
Net Income (FY)
$28.46M−28.40%
Profit marginThe share of revenue left as profit after all costs and taxes.
23.11%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
32.42M
1-Year Return
+95.63%
Dividend and dates
Dividend
$0.07+0.31%
Ex-Dividend Date
October 9, 2026
Avg Volume
124.50K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, VBNK closed at $23.04, +95.63% over 1 year.

VersaBank (VBNK) has a market capitalization of $746.94M.

In fiscal 2025, VBNK reported revenue of $124.64M.

VBNK Stock Return by Calendar Year

VersaBank (VBNK) return since Aug 2021: what $10,000 became

1 year
$10,000 $19,563
+95.63%
5 years
$10,000 $20,010
+100.10%
Since Aug 2021
$10,000 $22,719
+127.19%

If you had invested $10,000 in VersaBank (VBNK) at the close on August 27, 2021, the earliest close on record here, it would have been worth $22,719 at the close on October 21, 2026: +127.19% in total, +17.27% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+54.10%
2025+8.83%
2024+27.31%
2023+46.96%
2022−36.22%
2021 (partial year)+13.54%

As of October 21, 2026.

VBNK Revenue and Earnings by Fiscal Year

FY ends October
Fiscal yearRevenueNet incomeNet margin
2025$124.64M$28.46M22.8%
2024$111.63M$39.75M35.6%
2023$108.64M$42.16M38.8%
2022$82.39M$22.66M27.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$124.64M——$28.46M22.8%
2024$111.63M——$39.75M35.6%
2023$108.64M——$42.16M38.8%
2022$82.39M——$22.66M27.5%

Annual figures as reported, in the company's reporting currency. As of October 31, 2025.

VBNK Dividend History

$0.07−2.7% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.042—
2025$0.074−2.7%
2024$0.074−2.7%
2023$0.084−2.6%
YearDividends per sharePaymentsChange
2026 (partial year)$0.042—
2025$0.074−2.7%
2024$0.074−2.7%
2023$0.084−2.6%
2022$0.084+285.0%
2021$0.021—

Most recent payment: $0.02 per share, ex-dividend July 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

VBNK Valuation vs Banks - Regional Median

Median of 326 stocks
MetricVBNKBanks - Regional medianvs median
P/E30.3212.03152% above
P/S ratio5.103.5842% above
Profit margin23.11%29.44%6.3 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

VersaBank (VBNK) is capitalised at $746.94M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 131 employees.

Over the past 52 weeks the price has ranged from $11.25 to $25.05. The most recent close on file for VBNK is $23.04, dated October 21, 2026. That is +$0.37 (+1.63%) against the previous close. The latest close sits 104.8% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $124.64M. That is +11.65% against the prior fiscal year, when revenue was $111.63M. Net income for the same year was $28.46M. That is −28.40% against the prior fiscal year. The reported profit margin is 23.11%. That is 6.3 percentage points below the Banks - Regional median of 29.44%. Trailing earnings per share are 0.76.

Across the 4 fiscal years on file, revenue moves from $82.39M in 2022 to $124.64M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 30.32. That is 152.04% above the Banks - Regional median of 12.03. On forward earnings the ratio is 13.23. The price-to-sales ratio is 5.1. On price-to-sales that is 42.49% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1. Annualized volatility over the trailing 5 years is 35.09%. Over the trailing twelve months the total return is +95.63%. Measured over 5 years, that is +14.88% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 0.31% on the latest price. That is 2.4 percentage points below the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.07 a share a year. The ex-dividend date on file is October 9, 2026. Dividends are recorded for 6 calendar years; 2026 shows 2 payments totalling $0.04 a share. The year before, 2025, totalled $0.07 a share.

The strongest complete calendar year on file is 2023 at +46.96%; the weakest is 2022 at −36.22%. Of the 4 complete calendar years on file, 3 finished higher. 2026 is still running; the total return is +54.10% year to date.

Peer Comparison

VersaBank (VBNK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
VersaBank VBNK $746.94M 30.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. VersaBank trades at a P/E of 30.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

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