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StockVS

NASDAQ · Banks - Regional · USD

VersaBank (VBNK) Stock Analysis

VersaBank (VBNK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

VBNK

$22.41

+$1.82 (+8.84%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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VBNK Key Statistics

As of Sep 4, 2026
Trading
Open
$20.92
Previous Close
$20.59
Day's Range
20.73–22.79
52-Week Range
11.25–25.05
Volume
347.40K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.10
Valuation
Market Cap
$726.51M
P/E Ratio
29.49
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.30
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.27
EPS (ttm)Profit attributable to each share over the last twelve months.
0.76
Financials (FY)
Revenue (FY)
$124.64M+11.65%
Net Income (FY)
$28.46M−28.40%
Profit marginThe share of revenue left as profit after all costs and taxes.
22.04%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
32.42M
1-Year Return
+88.01%
Dividend and dates
Dividend
$0.07+0.37%
Ex-Dividend Date
July 10, 2026
Avg Volume
118.46K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

VBNK Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+49.88%
2025+8.83%
2024+27.31%
2023+46.96%
2022−36.22%
2021 (partial year)+13.54%

As of September 4, 2026.

VBNK Revenue and Earnings by Fiscal Year

FY ends October
Fiscal yearRevenueNet incomeNet margin
2025$124.64M$28.46M22.8%
2024$111.63M$39.75M35.6%
2023$108.64M$42.16M38.8%
2022$82.39M$22.66M27.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$124.64M——$28.46M22.8%
2024$111.63M——$39.75M35.6%
2023$108.64M——$42.16M38.8%
2022$82.39M——$22.66M27.5%

Annual figures as reported, in the company's reporting currency. As of October 31, 2025.

VBNK Dividend History

$0.07−2.7% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.042—
2025$0.074−2.7%
2024$0.074−2.7%
2023$0.084−2.6%
YearDividends per sharePaymentsChange
2026 (partial year)$0.042—
2025$0.074−2.7%
2024$0.074−2.7%
2023$0.084−2.6%
2022$0.084+285.0%
2021$0.021—

Most recent payment: $0.02 per share, ex-dividend July 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

VBNK Valuation vs Banks - Regional Median

Median of 380 stocks
MetricVBNKBanks - Regional medianvs median
P/E29.4912.62134% above
P/S ratio5.273.7740% above
Profit margin22.04%29.15%7.1 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

VersaBank (VBNK) is capitalised at $726.51M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 131 employees.

Over the past 52 weeks the price has ranged from $11.25 to $25.05. The most recent close on file for VBNK is $22.41, dated September 4, 2026. That is +$1.82 (+8.84%) against the previous close. The latest close sits 99.2% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $124.64M. That is +11.65% against the prior fiscal year, when revenue was $111.63M. Net income for the same year was $28.46M. That is −28.40% against the prior fiscal year. The reported profit margin is 22.04%. That is 7.1 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 0.76.

Across the 4 fiscal years on file, revenue moves from $82.39M in 2022 to $124.64M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 29.49. That is 133.68% above the Banks - Regional median of 12.62. On forward earnings the ratio is 11.3. The price-to-sales ratio is 5.27. On price-to-sales that is 39.75% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.1. Annualized volatility over the trailing 5 years is 35.17%. Over the trailing twelve months the price has returned +88.01%. Measured over 5 years, that is +17.09% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 0.37% on the latest price. That is 2.3 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.07 a share a year. The ex-dividend date on file is July 10, 2026. Dividends are recorded for 6 calendar years; 2026 shows 2 payments totalling $0.04 a share. The year before, 2025, totalled $0.07 a share.

The strongest complete calendar year on file is 2023 at +46.96%; the weakest is 2022 at −36.22%. Of the 4 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +49.88% year to date.

Peer Comparison

VersaBank (VBNK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
VersaBank VBNK $726.51M 29.5
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. VersaBank trades at a P/E of 29.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

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