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StockVS

NASDAQ · Banks - Regional · USD

Unity Bancorp, Inc. (UNTY) Stock Analysis

Unity Bancorp, Inc. (UNTY) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

UNTY

$56.58

+$0.22 (+0.39%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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UNTY Key Statistics

As of Oct 21, 2026
Trading
Open
$56.68
Previous Close
$56.36
Day's Range
56.07–57.18
52-Week Range
44.34–62.50
Volume
39.52K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.65
Valuation
Market Cap
$569.65M
P/E Ratio
9.37
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.89
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.99
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.26
EPS (ttm)Profit attributable to each share over the last twelve months.
6.04
Financials (FY)
Revenue (FY)
$133.75M+28.11%
Net Income (FY)
$57.95M+39.81%
Profit marginThe share of revenue left as profit after all costs and taxes.
46.06%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
10.07M
1-Year Return
+17.88%
Dividend and dates
Dividend
$0.68+1.20%
Ex-Dividend Date
September 3, 2026
Earnings Date
January 12, 2027estimated
Avg Volume
57.66K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, UNTY closed at $56.58, +17.88% over 1 year.

Unity Bancorp, Inc. (UNTY) has a market capitalization of $569.65M.

In fiscal 2025, UNTY reported revenue of $133.75M.

UNTY Stock Return by Calendar Year

Unity Bancorp, Inc. (UNTY) 10-year return: what $10,000 became

1 year
$10,000 $11,788
+17.88%
5 years
$10,000 $22,551
+125.51%
10 years
$10,000 $54,170
+441.70%

If you had invested $10,000 in Unity Bancorp, Inc. (UNTY) 10 years ago, at the close on October 21, 2016, it would have been worth $54,170 at the close on October 21, 2026: +441.70% in total, +18.41% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+10.07%
2025+20.07%
2024+49.81%
2023+10.35%
2022+5.75%
2021+51.89%
2020−20.60%
2019+10.33%
2018+6.38%
2017+27.43%
2016 (partial year)+39.15%

As of October 21, 2026.

UNTY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$133.75M$57.95M43.3%
2024$104.40M$41.45M39.7%
2023$100.94M$39.71M39.3%
2022$97.64M$38.46M39.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$133.75M——$57.95M43.3%
2024$104.40M——$41.45M39.7%
2023$100.94M——$39.71M39.3%
2022$97.64M——$38.46M39.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UNTY Dividend History

$0.58+11.5% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.493—
2025$0.584+11.5%
2024$0.524+8.3%
2023$0.484+11.6%
YearDividends per sharePaymentsChange
2026 (partial year)$0.493—
2025$0.584+11.5%
2024$0.524+8.3%
2023$0.484+11.6%
2022$0.434+19.4%
2021$0.364+12.5%
2020$0.324+3.2%
2019$0.314+14.8%
2018$0.274+17.4%
2017$0.234+360.0%
2016$0.051—

Most recent payment: $0.16 per share, ex-dividend September 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UNTY Valuation vs Banks - Regional Median

Median of 326 stocks
MetricUNTYBanks - Regional medianvs median
P/E9.3712.0322% below
P/S ratio4.263.5819% above
Profit margin46.06%29.44%16.6 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 15 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Unity Bancorp, Inc. (UNTY) carries a market capitalisation of $569.65M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 239.

The 52-week range on file runs from $44.34 to $62.50. The most recent close on file for UNTY is $56.58, dated October 21, 2026. That is +$0.22 (+0.39%) against the previous close. The latest close sits 27.6% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $133.75M. That is +28.11% against the prior fiscal year, when revenue was $104.40M. The same year closed with net income of $57.95M. That is +39.81% against the prior fiscal year. The reported profit margin is 46.06%. That is 16.6 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 6.04.

Across the 4 fiscal years on file, revenue moves from $97.64M in 2022 to $133.75M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

UNTY trades at a trailing price-to-earnings ratio of 9.37. That is 22.11% below the Banks - Regional median of 12.03. On forward earnings the ratio is 8.89. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.99. The price-to-sales ratio is 4.26. On price-to-sales that is 19.02% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +17.88%. Across 10 years the annualized return works out at +18.41%. Beta against the wider market is reported at 0.65. Daily returns over the trailing 10 years annualize to a volatility of 42.3%.

Growth & Income

UNTY pays a dividend yielding 1.2%. That is 1.5 percentage points below the Banks - Regional median yield of 2.68%. The indicated annual rate is $0.68 a share. The ex-dividend date on file is September 3, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.49 a share. The year before, 2025, totalled $0.58 a share.

The strongest complete calendar year on file is 2021 at +51.89%; the weakest is 2020 at −20.60%. Of the 9 complete calendar years on file, 8 finished higher. 2026 is still running; the total return is +10.07% year to date.

Peer Comparison

Unity Bancorp, Inc. (UNTY) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Unity Bancorp, Inc. UNTY $569.65M 9.4
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Unity Bancorp, Inc. trades at a P/E of 9.4.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Unity Bancorp, Inc.

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noninterest and interest-bearing demand deposits. The company also provides commercial, small business administration, consumer, mortgage, and home equity and personal loans; and owner and non-owner-occupied commercial mortgages. In addition, it is involved in the residential construction, commercial, and industrial lending activities secured by business assets, including real estate, receivables, inventory, and equipment. Further, the company offers credit and debit cards, wire transfers, safe deposit boxes, automated teller, and internet and mobile banking services; automated clearing house origination and remote deposit capture services; and business services, such as escrow account, merchant, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.

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