NASDAQ · Banks - Regional · USD

Union Bankshares, Inc. (UNB) Stock Analysis

Union Bankshares, Inc. (UNB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

UNB

$23.78

−$0.09 (−0.38%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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UNB Key Statistics

As of Sep 4, 2026

Trading

Open: $23.61
Previous Close: $23.87
Day's Range: 23.61–23.78
52-Week Range: 20.65–26.54
Volume: 2.90K
Beta: 0.28

Valuation

Market Cap: $117.61M
P/E Ratio: 9.18
P/S ratio: 2.06
EPS (ttm): 2.59

Financials (FY)

Revenue (FY): $53.23M+13.67%
Net Income (FY): $11.08M+26.47%
Profit margin: 21.24%
Shares Outstanding: 4.95M
1-Year Return: −3.24%

Dividend and dates

Dividend: $1.44+6.07%
Ex-Dividend Date: July 27, 2026
Earnings Date: October 21, 2026estimated
Avg Volume: 13.84K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UNB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−25.20%+35.30%+4.69%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+4.69%
2025	−13.84%
2024	−0.67%
2023	+35.30%
2022	−15.44%
2021	+21.05%
2020	−25.20%
2019	−21.52%
2018	−7.67%
2017	+19.60%
2016 (partial year)	+33.17%

As of September 4, 2026.

UNB Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$53.23M	$11.08M	20.8%
2024	$46.83M	$8.76M	18.7%
2023	$46.84M	$11.26M	24.0%
2022	$47.90M	$12.62M	26.3%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$53.23M	—	—	$11.08M	20.8%
2024	$46.83M	—	—	$8.76M	18.7%
2023	$46.84M	—	—	$11.26M	24.0%
2022	$47.90M	—	—	$12.62M	26.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UNB Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.44+0.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$1.08	3	—
2025	$1.44	4	+0.0%
2024	$1.44	4	+0.0%
2023	$1.44	4	+2.9%

Year	Dividends per share	Payments	Change
2026 (partial year)	$1.08	3	—
2025	$1.44	4	+0.0%
2024	$1.44	4	+0.0%
2023	$1.44	4	+2.9%
2022	$1.40	4	+6.1%
2021	$1.32	4	+3.1%
2020	$1.28	4	+3.2%
2019	$1.24	4	+3.3%
2018	$1.20	4	+3.4%
2017	$1.16	4	+314.3%
2016	$0.28	1	—

Most recent payment: $0.36 per share, ex-dividend July 27, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UNB Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	UNB	Banks - Regional median	vs median
P/E	9.18	12.62	27% below
P/S ratio	2.06	3.77	45% below
Profit margin	21.24%	29.15%	7.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Union Bankshares, Inc. (UNB) is capitalised at $117.61M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 195.

The 52-week range on file runs from $20.65 to $26.54. The most recent close on file for UNB is $23.78, dated September 4, 2026. That is −$0.09 (−0.38%) against the previous close. The latest close sits 15.16% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $53.23M. That is +13.67% against the prior fiscal year, when revenue was $46.83M. The same year closed with net income of $11.08M. That is +26.47% against the prior fiscal year. Profit margin runs at 21.24%. That is 7.9 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 2.59.

Across the 4 fiscal years on file, revenue moves from $47.90M in 2022 to $53.23M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 9.18. That is 27.26% below the Banks - Regional median of 12.62. The price-to-sales ratio is 2.06. On price-to-sales that is 45.31% below the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.28. Annualized volatility over the trailing 10 years is 39.89%. The trailing one-year price return is −3.24%. Measured over 10 years, that is +0.70% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 6.07% on the latest price. That is 3.4 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.44 a share. The ex-dividend date on file is July 27, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.08 a share. The year before, 2025, totalled $1.44 a share.

The strongest complete calendar year on file is 2023 at +35.30%; the weakest is 2020 at −25.20%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +4.69% year to date.

Peer Comparison

Union Bankshares, Inc. (UNB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Union Bankshares, Inc.	UNB	$117.61M	9.2
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Union Bankshares, Inc. trades at a P/E of 9.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Union Bankshares, Inc.

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. The company was founded in 1891 and is headquartered in Morrisville, Vermont.

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