StockVS

NASDAQ · Insurance - Property & Casualty · USD

United Fire Group, Inc. (UFCS) Stock Analysis

United Fire Group, Inc. (UFCS) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

UFCS

$57.31

+$0.64 (+1.13%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare UFCS with… →

UFCS Key Statistics

As of Oct 21, 2026
Trading
Open
$56.84
Previous Close
$56.67
Day's Range
56.19–57.40
52-Week Range
29.85–57.94
Volume
88.26K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.47
Valuation
Market Cap
$1.47B
P/E Ratio
10.63
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.84
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.41
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.00
EPS (ttm)Profit attributable to each share over the last twelve months.
5.39
Financials (FY)
Revenue (FY)
$1.39B+10.87%
Net Income (FY)
$118.19M+90.76%
Profit marginThe share of revenue left as profit after all costs and taxes.
9.57%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
25.71M
1-Year Return
+85.95%
Dividend and dates
Dividend
$0.80+1.41%
Ex-Dividend Date
September 4, 2026
Earnings Date
November 3, 2026
Avg Volume
139.85K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, UFCS closed at $57.31, +85.95% over 1 year.

United Fire Group, Inc. (UFCS) has a market capitalization of $1.47B.

In fiscal 2025, UFCS reported revenue of $1.39B.

UFCS Stock Return by Calendar Year

United Fire Group, Inc. (UFCS) 10-year return: what $10,000 became

1 year
$10,000 $18,595
+85.95%
5 years
$10,000 $29,272
+192.72%
10 years
$10,000 $19,234
+92.34%

If you had invested $10,000 in United Fire Group, Inc. (UFCS) 10 years ago, at the close on October 21, 2016, it would have been worth $19,234 at the close on October 21, 2026: +92.34% in total, +6.76% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+58.38%
2025+30.48%
2024+45.32%
2023−24.30%
2022+20.49%
2021−5.52%
2020−40.30%
2019−18.87%
2018+31.06%
2017−4.97%
2016 (partial year)+16.78%

As of October 21, 2026.

UFCS Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.39B$118.19M8.5%
2024$1.25B$61.96M4.9%
2023$1.10B−$29.70M−2.7%
2022$988.22M$15.03M1.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.39B——$118.19M8.5%
2024$1.25B——$61.96M4.9%
2023$1.10B——−$29.70M−2.7%
2022$988.22M——$15.03M1.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UFCS Dividend History

$0.64+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.402—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+1.6%
YearDividends per sharePaymentsChange
2026 (partial year)$0.402—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+1.6%
2022$0.634+5.0%
2021$0.604−47.4%
2020$1.144−12.3%
2019$1.304−69.1%
2018$4.215+286.2%
2017$1.094+336.0%
2016$0.251—

Most recent payment: $0.20 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UFCS Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks
MetricUFCSInsurance - Property & Casualty medianvs median
P/E10.6311.134% below
P/S ratio1.001.4531% below
Profit margin9.57%11.77%2.2 pts below

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

United Fire Group, Inc. (UFCS) is capitalised at $1.47B on the latest close. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 846.

The 52-week range on file runs from $29.85 to $57.94. The most recent close on file for UFCS is $57.31, dated October 21, 2026. That is +$0.64 (+1.13%) against the previous close. The latest close sits 91.99% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.39B. That is +10.87% against the prior fiscal year, when revenue was $1.25B. Net income for the same year was $118.19M. That is +90.76% against the prior fiscal year. Profit margin runs at 9.57%. That is 2.2 percentage points below the Insurance - Property & Casualty median of 11.77%. Earnings per share on a trailing basis come to 5.39.

Across the 4 fiscal years on file, revenue moves from $988.22M in 2022 to $1.39B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 10.63 times earnings. That is 4.45% below the Insurance - Property & Casualty median of 11.13. The forward P/E on file is 11.84. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.41. The price-to-sales ratio is 1. On price-to-sales that is 30.81% below the Insurance - Property & Casualty median of 1.45. The medians here are taken across 48 Insurance - Property & Casualty companies that report the metric.

The trailing one-year total return is +85.95%. Measured over 10 years, that is +6.76% a year compounded. The reported beta is 0.47. Annualized volatility over the trailing 10 years is 38.97%.

Growth & Income

The trailing dividend yield is 1.41%. That is 0.1 percentage points above the Insurance - Property & Casualty median yield of 1.31%. The indicated annual rate is $0.80 a share. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.40 a share. The year before, 2025, totalled $0.64 a share.

The strongest complete calendar year on file is 2024 at +45.32%; the weakest is 2020 at −40.30%. Of the 9 complete calendar years on file, 4 finished higher. So far in 2026 the total return is +58.38%.

Peer Comparison

United Fire Group, Inc. (UFCS) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
United Fire Group, Inc. UFCS $1.47B 10.6
Chubb Limited CB $138.81B 12.7
The Progressive Corporation PGR $128.47B 11.2
The Travelers Companies, Inc. TRV $83.21B 10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. United Fire Group, Inc. trades at a P/E of 10.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Insurance - Property & Casualty Stocks

View all Insurance - Property & Casualty stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About United Fire Group, Inc.

United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.

Visit website →