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NASDAQ · Insurance - Property & Casualty · USD

Trupanion, Inc. (TRUP) Stock Analysis

Trupanion, Inc. (TRUP) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

TRUP

$27.80

−$0.99 (−3.44%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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TRUP Key Statistics

As of Sep 4, 2026
Trading
Open
$28.38
Previous Close
$28.79
Day's Range
27.57–28.57
52-Week Range
21.16–46.98
Volume
313.90K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.45
Valuation
Market Cap
$1.21B
P/E Ratio
52.45
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.53
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.80
EPS (ttm)Profit attributable to each share over the last twelve months.
0.53
Financials (FY)
Revenue (FY)
$1.44B+11.95%
Net Income (FY)
$19.43M
Profit marginThe share of revenue left as profit after all costs and taxes.
1.53%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
43.62M
1-Year Return
−37.74%
Dividend and dates
Earnings Date
November 5, 2026estimated
Avg Volume
451.22K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

TRUP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−25.61%
2025−22.47%
2024+57.98%
2023−35.81%
2022−64.00%
2021+10.29%
2020+219.57%
2019+47.13%
2018−13.02%
2017+88.60%
2016 (partial year)+3.81%

As of September 4, 2026.

TRUP Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.44B$19.43M1.4%
2024$1.29B−$9.63M−0.7%
2023$1.11B−$44.69M−4.0%
2022$905.18M−$44.67M−4.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.44B$231.01M$100.68M$19.43M1.4%
2024$1.29B$178.80M$67.35M−$9.63M−0.7%
2023$1.11B$131.02M$36.93M−$44.69M−4.0%
2022$905.18M$122.19M$46.75M−$44.67M−4.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TRUP Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricTRUPInsurance - Property & Casualty medianvs median
P/E52.4511.284.6x the median
P/S ratio0.801.2938% below
Profit margin1.53%11.67%10.1 pts below

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 10 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Trupanion, Inc. (TRUP) at $1.21B. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 1,121.

The most recent close on file for TRUP is $27.80, dated September 4, 2026. That is −$0.99 (−3.44%) against the previous close. Over the past 52 weeks the price has ranged from $21.16 to $46.98. The latest close sits 31.38% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.44B. That is +11.95% against the prior fiscal year, when revenue was $1.29B. The same year closed with net income of $19.43M. The reported profit margin is 1.53%. That is 10.1 percentage points below the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 0.53.

Across the 4 fiscal years on file, revenue moves from $905.18M in 2022 to $1.44B in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 52.45. That is 4.6 times the Insurance - Property & Casualty median of 11.28. The forward P/E on file is 6.53. The price-to-sales ratio is 0.8. On price-to-sales that is 38.17% below the Insurance - Property & Casualty median of 1.29. The medians here are taken across 50 Insurance - Property & Casualty companies that report the metric.

Over the trailing twelve months the price has returned −37.74%. Across 10 years the annualized return works out at +6.34%. Beta against the wider market is reported at 1.45. Annualized volatility over the trailing 10 years is 62.82%.

Growth & Income

The record shows no dividend for TRUP.

The strongest complete calendar year on file is 2020 at +219.57%; the weakest is 2022 at −64.00%. Of the 9 complete calendar years on file, 5 finished higher. So far in 2026 the price is −25.61%.

Peer Comparison

Trupanion, Inc. (TRUP) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Trupanion, Inc. TRUP $1.21B 52.5
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Trupanion, Inc. trades at a P/E of 52.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Insurance - Property & Casualty Stocks

CB

Chubb Limited

$131.79B

 PGR

The Progressive Corporation

$127.23B

 TRV

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$77.04B

 ALL

The Allstate Corporation

$65.63B

 FFH.TO

Fairfax Financial Holdings Limited

$47.71B

 IFC.TO

Intact Financial Corporation

$46.92B
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About Trupanion, Inc.

Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. and changed its name to Trupanion, Inc. in 2013. Trupanion, Inc. was founded in 2000 and is headquartered in Seattle, Washington.

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