Price History

Hover for the daily close. The dotted line marks the period open.

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SMBK Key Statistics

As of Oct 21, 2026

Trading

Open: $49.86
Previous Close: $50.12
Day's Range: 48.14–50.26
52-Week Range: 34.23–54.14
Volume: 203.83K
Beta: 0.71

Valuation

Market Cap: $824.83M
P/E Ratio: 13.14
Forward P/E: 11.61
P/S ratio: 3.92
EPS (ttm): 3.67

Financials (FY)

Revenue (FY): $196.50M+14.58%
Net Income (FY): $50.35M+39.31%
Profit margin: 29.66%
Shares Outstanding: 17.10M
1-Year Return: +38.12%

Dividend and dates

Dividend: $0.34+0.68%
Ex-Dividend Date: July 31, 2026
Earnings Date: January 19, 2027estimated
Avg Volume: 119.03K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

SMBK Stock Return by Calendar Year

SmartFinancial, Inc. (SMBK) 10-year return: what $10,000 became

1 year: $10,000 $13,812; +38.12%
5 years: $10,000 $19,673; +96.73%
10 years: $10,000 $31,488; +214.88%

If you had invested $10,000 in SmartFinancial, Inc. (SMBK) 10 years ago, at the close on October 21, 2016, it would have been worth $31,488 at the close on October 21, 2026: +214.88% in total, +12.15% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−22.31%+52.36%+31.18%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+31.18%
2025	+20.55%
2024	+28.05%
2023	−9.70%
2022	+1.59%
2021	+52.36%
2020	−22.31%
2019	+29.74%
2018	−15.81%
2017	+16.92%
2016 (partial year)	+20.52%

As of October 21, 2026.

SMBK Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$196.50M	$50.35M	25.6%
2024	$171.50M	$36.14M	21.1%
2023	$152.41M	$28.59M	18.8%
2022	$165.22M	$43.02M	26.0%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$196.50M	—	—	$50.35M	25.6%
2024	$171.50M	—	—	$36.14M	21.1%
2023	$152.41M	—	—	$28.59M	18.8%
2022	$165.22M	—	—	$43.02M	26.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SMBK Dividend History

’19’20’21’22’23’24’25’26*

$0.32+0.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.26	3	—
2025	$0.32	4	+0.0%
2024	$0.32	4	+0.0%
2023	$0.32	4	+14.3%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.26	3	—
2025	$0.32	4	+0.0%
2024	$0.32	4	+0.0%
2023	$0.32	4	+14.3%
2022	$0.28	4	+16.7%
2021	$0.24	4	+20.0%
2020	$0.20	4	+300.0%
2019	$0.05	1	—

Most recent payment: $0.09 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SMBK Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	SMBK	Banks - Regional median	vs median
P/E	13.14	12.03	9% above
P/S ratio	3.92	3.58	10% above
Profit margin	29.66%	29.44%	0.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 7 articles ↓

Benchmark Maintains Buy on SmartFinancial, Raises Price Target to $60
Benzinga2026-08-18

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

SmartFinancial, Inc. (SMBK) carries a market capitalisation of $824.83M. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 581.

Over the past 52 weeks the price has ranged from $34.23 to $54.14. The most recent close on file for SMBK is $48.24, dated October 21, 2026. That is −$1.88 (−3.75%) against the previous close. The latest close sits 40.93% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $196.50M. That is +14.58% against the prior fiscal year, when revenue was $171.50M. The same year closed with net income of $50.35M. That is +39.31% against the prior fiscal year. Profit margin runs at 29.66%. That is 0.2 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 3.67.

Across the 4 fiscal years on file, revenue moves from $165.22M in 2022 to $196.50M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 13.14. That is 9.23% above the Banks - Regional median of 12.03. On forward earnings the ratio is 11.61. Measured against sales, the shares trade at 3.92 times revenue. On price-to-sales that is 9.66% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.71. Daily returns over the trailing 10 years annualize to a volatility of 34.72%. The trailing one-year total return is +38.12%. Measured over 10 years, that is +12.15% a year compounded.

Growth & Income

The trailing dividend yield is 0.68%. That is 2 percentage points below the Banks - Regional median yield of 2.68%. The indicated annual rate is $0.34 a share. The ex-dividend date on file is July 31, 2026. Dividends are recorded for 8 calendar years; 2026 shows 3 payments totalling $0.26 a share. The year before, 2025, totalled $0.32 a share.

So far in 2026 the total return is +31.18%. The strongest complete calendar year on file is 2021 at +52.36%; the weakest is 2020 at −22.31%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

SmartFinancial, Inc. (SMBK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
SmartFinancial, Inc.	SMBK	$824.83M	13.1
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. SmartFinancial, Inc. trades at a P/E of 13.1.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About SmartFinancial, Inc.

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

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SmartFinancial, Inc. (SMBK) Stock Analysis