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NASDAQ · Banks - Regional · USD

Rhinebeck Bancorp, Inc. (RBKB) Stock Analysis

Rhinebeck Bancorp, Inc. (RBKB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

RBKB

$12.82

+$0.03 (+0.23%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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RBKB Key Statistics

As of Sep 4, 2026
Trading
Open
$12.79
Previous Close
$12.79
Day's Range
12.77–12.97
52-Week Range
6.74–13.00
Volume
69.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.16
Valuation
Market Cap
$200.45M
P/E Ratio
14.24
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.85
EPS (ttm)Profit attributable to each share over the last twelve months.
0.90
Financials (FY)
Revenue (FY)
$53.36M+85.72%
Net Income (FY)
$10.05M
Profit marginThe share of revenue left as profit after all costs and taxes.
18.95%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
15.64M
1-Year Return
+31.69%
Dividend and dates
Avg Volume
124.48K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

RBKB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+49.00%
2025+24.30%
2024+20.13%
2023−11.64%
2022−14.54%
2021+24.68%
2020−24.40%
2019−3.75%

As of September 4, 2026.

RBKB Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$53.36M$10.05M18.8%
2024$28.73M−$8.62M−30.0%
2023$43.70M$4.40M10.1%
2022$47.77M$7.00M14.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$53.36M——$10.05M18.8%
2024$28.73M——−$8.62M−30.0%
2023$43.70M——$4.40M10.1%
2022$47.77M——$7.00M14.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

RBKB Valuation vs Banks - Regional Median

Median of 380 stocks
MetricRBKBBanks - Regional medianvs median
P/E14.2412.6213% above
P/S ratio3.853.772% above
Profit margin18.95%29.15%10.2 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Rhinebeck Bancorp, Inc. (RBKB) at $200.45M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 158.

RBKB last closed at $12.82 on September 4, 2026. That is +$0.03 (+0.23%) against the previous close. The 52-week range on file runs from $6.74 to $13.00. The latest close sits 90.32% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $53.36M. Against the prior fiscal year total of $28.73M, that is a change of +85.72%. Net income for the same year was $10.05M. Profit margin runs at 18.95%. That is 10.2 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 0.9.

Across the 4 fiscal years on file, revenue moves from $47.77M in 2022 to $53.36M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 14.24. That is 12.84% above the Banks - Regional median of 12.62. The price-to-sales ratio is 3.85. On price-to-sales that is 2.12% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +31.69%. Across 5 years the annualized return works out at +10.71%. The reported beta is 0.16. Annualized volatility over the trailing 7 years is 33.2%.

Growth & Income

No dividend is on file for RBKB.

The strongest complete calendar year on file is 2021 at +24.68%; the weakest is 2020 at −24.40%. Of the 7 complete calendar years on file, 3 finished higher. So far in 2026 the price is +49.00%.

Peer Comparison

Rhinebeck Bancorp, Inc. (RBKB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Rhinebeck Bancorp, Inc. RBKB $200.45M 14.2
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Rhinebeck Bancorp, Inc. trades at a P/E of 14.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Rhinebeck Bancorp, Inc.

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; other consumer loans, including home equity loans; and personal loans. In addition, the company offers retail brokerage; retirement planning; financial planning and advisory; life insurance and investment products; ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, automated clearing house origination, remote deposit capture, and telephone banking; debit and credit cards; wire transfer and merchant services; and wealth management services. Further, it invests in mutual funds and annuities. The company was founded in 1860 and is based in Poughkeepsie, New York.

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