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NYSE · Insurance Brokers · USD

Neptune Insurance Holdings Inc. (NP) Stock Analysis

Neptune Insurance Holdings Inc. (NP) is a Insurance Brokers stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

NP

$28.39

−$1.10 (−3.73%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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NP Key Statistics

As of Oct 21, 2026
Trading
Open
$29.21
Previous Close
$29.49
Day's Range
27.72–29.77
52-Week Range
14.78–35.15
Volume
1.03M
Valuation
Market Cap
$3.90B
P/E Ratio
123.43
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
42.50
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
21.43
EPS (ttm)Profit attributable to each share over the last twelve months.
0.23
Financials (FY)
Revenue (FY)
$159.55M+33.74%
Net Income (FY)
$37.41M+8.16%
Profit marginThe share of revenue left as profit after all costs and taxes.
21.45%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
93.80M
1-Year Return
+11.38%
Dividend and dates
Avg Volume
560.50K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, NP closed at $28.39, +11.38% over 1 year.

Neptune Insurance Holdings Inc. (NP) has a market capitalization of $3.90B.

In fiscal 2025, NP reported revenue of $159.55M.

NP Stock Return by Calendar Year

Neptune Insurance Holdings Inc. (NP) return since Oct 2025: what $10,000 became

1 year
$10,000 $11,138
+11.38%
Since Oct 2025
$10,000 $11,448
+14.48%

If you had invested $10,000 in Neptune Insurance Holdings Inc. (NP) at the close on October 1, 2025, the earliest close on record here, it would have been worth $11,448 at the close on October 21, 2026: +14.48% in total, +13.68% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−2.64%
2025 (partial year)+17.58%

As of October 21, 2026.

NP Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$159.55M$37.41M23.4%
2024$119.30M$34.59M29.0%
2023$84.87M$17.89M21.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$159.55M$93.60M$79.87M$37.41M23.4%
2024$119.30M$79.23M$68.45M$34.59M29.0%
2023$84.87M$54.51M$45.43M$17.89M21.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

NP Valuation vs Insurance Brokers Median

Median of 22 stocks
MetricNPInsurance Brokers medianvs median
P/E123.4322.795.4x the median
P/S ratio21.433.017.1x the median
Profit margin21.45%5.42%16.0 pts above

Medians across 22 Insurance Brokers stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Neptune Insurance Holdings Inc. (NP) at $3.90B. It is classified in the Insurance Brokers industry, within the Financial Services sector. The company reports 62 employees.

Over the past 52 weeks the price has ranged from $14.78 to $35.15. NP last closed at $28.39 on October 21, 2026. That is −$1.10 (−3.73%) against the previous close. The latest close sits 92.08% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $159.55M. Against the prior fiscal year total of $119.30M, that is a change of +33.74%. Net income for the same year was $37.41M. That is +8.16% against the prior fiscal year. The reported profit margin is 21.45%. That is 16 percentage points above the Insurance Brokers median of 5.42%. Trailing earnings per share are 0.23.

Across the 3 fiscal years on file, revenue moves from $84.87M in 2023 to $159.55M in 2025. Of those 3 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 123.43 times earnings. That is 5.4 times the Insurance Brokers median of 22.79. The forward P/E on file is 42.5. The price-to-sales ratio is 21.43. On price-to-sales that is 7.1 times the Insurance Brokers median of 3.01. The medians here are taken across 22 Insurance Brokers companies that report the metric.

Daily returns over the trailing 1 year annualize to a volatility of 61.58%. Over the trailing twelve months the total return is +11.38%.

Growth & Income

The record shows no dividend for NP.

So far in 2026 the total return is −2.64%.

Peer Comparison

Neptune Insurance Holdings Inc. (NP) operates in the Insurance Brokers industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Neptune Insurance Holdings Inc. NP $3.90B 123.4
Marsh & McLennan Companies, Inc. MRSH $90.94B 22.8
Arthur J. Gallagher & Co. AJG $66.23B 42.9
Aon plc AON $62.44B 16.2

The Insurance Brokers industry average P/E ratio is 22.8x. Neptune Insurance Holdings Inc. trades at a P/E of 123.4.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Neptune Insurance Holdings Inc.

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.

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