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StockVS

NYSE · Insurance - Property & Casualty · USD

Mercury General Corporation (MCY) Stock Analysis

Mercury General Corporation (MCY) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

MCY

$104.53

−$1.52 (−1.43%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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MCY Key Statistics

As of Sep 4, 2026
Trading
Open
$105.11
Previous Close
$106.05
Day's Range
104.01–105.43
52-Week Range
74.29–113.06
Volume
229.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.92
Valuation
P/E Ratio
6.27
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.53
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.11
EPS (ttm)Profit attributable to each share over the last twelve months.
16.67
Financials (FY)
Revenue (FY)
$5.99B+9.44%
Net Income (FY)
$541.09M+15.63%
Profit marginThe share of revenue left as profit after all costs and taxes.
14.78%
1-Year Return
+34.44%
Dividend and dates
Dividend
$1.27+1.20%
Ex-Dividend Date
September 10, 2026
Earnings Date
November 3, 2026estimated
Avg Volume
290.65K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

MCY Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+11.88%
2025+44.11%
2024+82.27%
2023+13.60%
2022−32.61%
2021+6.18%
2020+13.44%
2019−1.23%
2018+1.68%
2017−7.23%
2016 (partial year)+16.67%

As of September 4, 2026.

MCY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$5.99B$541.09M9.0%
2024$5.48B$467.95M8.5%
2023$4.63B$96.34M2.1%
2022$3.64B−$512.67M−14.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$5.99B——$541.09M9.0%
2024$5.48B——$467.95M8.5%
2023$4.63B——$96.34M2.1%
2022$3.64B——−$512.67M−14.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

MCY Dividend History

$1.27+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.642—
2025$1.274+0.0%
2024$1.274+0.0%
2023$1.274−33.3%
YearDividends per sharePaymentsChange
2026 (partial year)$0.642—
2025$1.274+0.0%
2024$1.274+0.0%
2023$1.274−33.3%
2022$1.914−24.8%
2021$2.534+0.4%
2020$2.524+0.4%
2019$2.514+0.4%
2018$2.504+0.4%
2017$2.494+100.6%
2016$1.242—

Most recent payment: $0.32 per share, ex-dividend June 11, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

MCY Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricMCYInsurance - Property & Casualty medianvs median
P/E6.2711.2844% below
Profit margin14.78%11.67%3.1 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 9 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The record here covers Mercury General Corporation, ticker MCY. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. The company reports 4,380 employees.

Over the past 52 weeks the price has ranged from $74.29 to $113.06. MCY last closed at $104.53 on September 4, 2026. That is −$1.52 (−1.43%) against the previous close. The latest close sits 40.71% above that 52-week low.

Financial Health

In fiscal 2025, Mercury General Corporation reported revenue of $5.99B. Against the prior fiscal year total of $5.48B, that is a change of +9.44%. Net income for the same year was $541.09M. That is +15.63% against the prior fiscal year. The reported profit margin is 14.78%. That is 3.1 percentage points above the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 16.67.

Across the 4 fiscal years on file, revenue moves from $3.64B in 2022 to $5.99B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

MCY trades at a trailing price-to-earnings ratio of 6.27. That is 44.41% below the Insurance - Property & Casualty median of 11.28. The forward P/E on file is 8.53. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.11. 50 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +34.44%. Across 10 years the annualized return works out at +10.98%. Beta against the wider market is reported at 0.92. Daily returns over the trailing 10 years annualize to a volatility of 31.98%.

Growth & Income

The trailing dividend yield is 1.2%. That is 0.2 percentage points below the Insurance - Property & Casualty median yield of 1.43%. The indicated annual rate is $1.27 a share. The ex-dividend date on file is September 10, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.64 a share. The year before, 2025, totalled $1.27 a share.

Across the complete calendar years on file, 2024 returned +82.27% and 2022 returned −32.61%. Of the 9 complete calendar years on file, 6 finished higher. So far in 2026 the price is +11.88%.

Peer Comparison

Mercury General Corporation (MCY) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Mercury General Corporation MCY — 6.3
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Mercury General Corporation trades at a P/E of 6.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Mercury General Corporation

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

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