NASDAQ · Banks - Regional · USD

Kentucky First Federal Bancorp (KFFB) Stock Analysis

Kentucky First Federal Bancorp (KFFB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

KFFB

$5.36

+$0.08 (+1.42%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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KFFB Key Statistics

As of Oct 21, 2026

Trading

Open: $5.36
Previous Close: $5.28
52-Week Range: 3.47–6.46
Volume: 5.46K
Beta: 0.14

Valuation

Market Cap: $43.30M
P/E Ratio: 22.31
P/S ratio: 3.76
EPS (ttm): 0.24

Financials (FY)

Revenue (FY): $7.25M−20.80%
Net Income (FY): −$1.72M−284.46%
Profit margin: 16.60%
Shares Outstanding: 8.09M
1-Year Return: +33.88%

Dividend and dates

Dividend: $0.20+3.79%
Ex-Dividend Date: August 31, 2026
Avg Volume: 8.40K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, KFFB closed at $5.36, +33.88% over 1 year.

Kentucky First Federal Bancorp (KFFB) has a market capitalization of $43.30M.

In fiscal 2024, KFFB reported revenue of $7.25M.

KFFB Stock Return by Calendar Year

Kentucky First Federal Bancorp (KFFB) 10-year return: what $10,000 became

1 year: $10,000 $13,388; +33.88%
5 years: $10,000 $8,628; −13.72%
10 years: $10,000 $9,850; −1.50%

If you had invested $10,000 in Kentucky First Federal Bancorp (KFFB) 10 years ago, at the close on October 21, 2016, it would have been worth $9,850 at the close on October 21, 2026: −1.50% in total, −0.15% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−32.73%+56.04%+15.16%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+15.16%
2025	+56.04%
2024	−32.73%
2023	−28.76%
2022	−6.59%
2021	+26.24%
2020	−13.32%
2019	+18.25%
2018	−19.06%
2017	+3.79%
2016 (partial year)	+8.62%

As of October 21, 2026.

KFFB Revenue and Earnings by Fiscal Year

FY ends June

RevenueNet income

202220232024

Fiscal year	Revenue	Net income	Net margin
2024	$7.25M	−$1.72M	−23.8%
2023	$9.15M	$933.00K	10.2%
2022	$9.68M	$1.59M	16.4%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2024	$7.25M	—	—	−$1.72M	−23.8%
2023	$9.15M	—	—	$933.00K	10.2%
2022	$9.68M	—	—	$1.59M	16.4%

Annual figures as reported, in the company's reporting currency. As of June 30, 2024.

KFFB Dividend History

’16’17’18’19’20’21’22’23’26*

$0.40+0.0% vs 2022

Dividends per share, 2023 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.05	1	—
2023	$0.40	4	+0.0%
2022	$0.40	4	+0.0%
2021	$0.40	4	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.05	1	—
2023	$0.40	4	+0.0%
2022	$0.40	4	+0.0%
2021	$0.40	4	+0.0%
2020	$0.40	4	+0.0%
2019	$0.40	4	+0.0%
2018	$0.40	4	+0.0%
2017	$0.40	4	+300.0%
2016	$0.10	1	—

Most recent payment: $0.05 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

KFFB Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	KFFB	Banks - Regional median	vs median
P/E	22.31	12.03	85% above
P/S ratio	3.76	3.58	5% above
Profit margin	16.60%	29.44%	12.8 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Kentucky First Federal Bancorp (KFFB) carries a market capitalisation of $43.30M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 57.

Over the past 52 weeks the price has ranged from $3.47 to $6.46. KFFB last closed at $5.36 on October 21, 2026. That is +$0.08 (+1.42%) against the previous close. The latest close sits 54.32% above that 52-week low.

Financial Health

In fiscal 2024, Kentucky First Federal Bancorp reported revenue of $7.25M. That is −20.80% against the prior fiscal year, when revenue was $9.15M. The same year closed with a net loss of $1.72M. The reported profit margin is 16.6%. That is 12.8 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 0.24.

Across the 3 fiscal years on file, revenue moves from $9.68M in 2022 to $7.25M in 2024. Of those 3 years, 2 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 22.31. That is 85.45% above the Banks - Regional median of 12.03. Measured against sales, the shares trade at 3.76 times revenue. On price-to-sales that is 5.2% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +33.88%. Measured over 10 years, that is −0.15% a year compounded. Beta against the wider market is reported at 0.14. Annualized volatility over the trailing 10 years is 45.36%.

Growth & Income

KFFB pays a dividend yielding 3.79%. That is 1.1 percentage points above the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.20 a share a year. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 9 calendar years; 2026 shows 1 payments totalling $0.05 a share.

Across the complete calendar years on file, 2025 returned +56.04% and 2024 returned −32.73%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the total return is +15.16% year to date.

Peer Comparison

Kentucky First Federal Bancorp (KFFB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Kentucky First Federal Bancorp	KFFB	$43.30M	22.3
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. Kentucky First Federal Bancorp trades at a P/E of 22.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Kentucky First Federal Bancorp

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its loan portfolio comprises one-to-four-family residential, multi-family residential, and construction real estate loans; nonresidential real estate loans comprising of commercial office buildings, churches and properties used for other purposes; and consumer loans, including home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured loans, as well as commercial non-mortgage loans. Further, it provides safe deposit box, mobile banking, and e-statement services. Kentucky First Federal Bancorp was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp operates as a subsidiary of First Federal MHC.

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