NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NASDAQ · Banks - Regional · USD

International Bancshares Corporation (IBOC) Stock Analysis

International Bancshares Corporation (IBOC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

IBOC

$71.91

+$0.37 (+0.52%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare IBOC with… →

IBOC Key Statistics

As of Sep 4, 2026
Trading
Open
$71.31
Previous Close
$71.54
Day's Range
71.04–72.09
52-Week Range
63.20–78.46
Volume
277.40K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.68
Valuation
Market Cap
$4.47B
P/E Ratio
10.78
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.98
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.34
EPS (ttm)Profit attributable to each share over the last twelve months.
6.67
Financials (FY)
Revenue (FY)
$842.17M+1.02%
Net Income (FY)
$412.29M+0.76%
Profit marginThe share of revenue left as profit after all costs and taxes.
49.34%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
62.19M
1-Year Return
+0.31%
Dividend and dates
Dividend
$1.46+2.04%
Ex-Dividend Date
August 14, 2026
Earnings Date
November 5, 2026estimated
Avg Volume
357.42K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

IBOC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+9.34%
2025+7.41%
2024+19.11%
2023+21.97%
2022+10.94%
2021+16.51%
2020−9.51%
2019+28.67%
2018−11.78%
2017−0.96%
2016 (partial year)+43.81%

As of September 4, 2026.

IBOC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$842.17M$412.29M49.0%
2024$833.64M$409.17M49.1%
2023$833.44M$411.77M49.4%
2022$674.76M$300.23M44.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$842.17M——$412.29M49.0%
2024$833.64M——$409.17M49.1%
2023$833.44M——$411.77M49.4%
2022$674.76M——$300.23M44.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

IBOC Dividend History

$1.40+6.1% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$1.462—
2025$1.402+6.1%
2024$1.322+4.8%
2023$1.262+5.0%
YearDividends per sharePaymentsChange
2026 (partial year)$1.462—
2025$1.402+6.1%
2024$1.322+4.8%
2023$1.262+5.0%
2022$1.202+4.3%
2021$1.152+4.5%
2020$1.102+4.8%
2019$1.052+40.0%
2018$0.752+13.6%
2017$0.662+112.9%
2016$0.311—

Most recent payment: $0.73 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

IBOC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricIBOCBanks - Regional medianvs median
P/E10.7812.6215% below
P/S ratio5.343.7742% above
Profit margin49.34%29.15%20.2 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

International Bancshares Corporation (IBOC) is capitalised at $4.47B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 2,126.

The 52-week range on file runs from $63.20 to $78.46. IBOC last closed at $71.91 on September 4, 2026. That is +$0.37 (+0.52%) against the previous close. The latest close sits 13.78% above that 52-week low.

Financial Health

In fiscal 2025, International Bancshares Corporation reported revenue of $842.17M. Against the prior fiscal year total of $833.64M, that is a change of +1.02%. The same year closed with net income of $412.29M. That is +0.76% against the prior fiscal year. The reported profit margin is 49.34%. That is 20.2 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 6.67.

Across the 4 fiscal years on file, revenue moves from $674.76M in 2022 to $842.17M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 10.78 times earnings. That is 14.58% below the Banks - Regional median of 12.62. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.98. Measured against sales, the shares trade at 5.34 times revenue. On price-to-sales that is 41.59% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.68. Daily returns over the trailing 10 years annualize to a volatility of 34.02%. The trailing one-year price return is +0.31%. Measured over 10 years, that is +11.96% a year compounded.

Growth & Income

IBOC pays a dividend yielding 2.04%. That is 0.7 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.46 a share. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $1.46 a share. The year before, 2025, totalled $1.40 a share.

So far in 2026 the price is +9.34%. The strongest complete calendar year on file is 2019 at +28.67%; the weakest is 2018 at −11.78%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

International Bancshares Corporation (IBOC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
International Bancshares Corporation IBOC $4.47B 10.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. International Bancshares Corporation trades at a P/E of 10.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 BAC

Bank of America Corporation

$438.31B
View all Financial Services stocks →

About International Bancshares Corporation

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

Visit website →