NASDAQ · Asset Management · USD

Herzfeld Credit Income Fund, Inc. (HERZ) Stock Analysis

Herzfeld Credit Income Fund, Inc. (HERZ) is a Asset Management stock listed on NASDAQ and quoted in US Dollar.

HERZ

$16.20

+$0.26 (+1.63%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare HERZ with… →

HERZ Key Statistics

As of Sep 4, 2026

Trading

Open: $16.08
Previous Close: $15.94
Day's Range: 15.93–16.85
52-Week Range: 13.71–28.30
Volume: 21.80K
Beta: 0.74

Valuation

Market Cap: $32.55M
P/E Ratio: 80.98
P/S ratio: 18.21
EPS (ttm): 0.20

Financials (FY)

Revenue (FY): $2.14M−9.59%
Net Income (FY): $1.11M−32.52%
Profit margin: −80.74%
Shares Outstanding: 2.01M
1-Year Return: +24.33%

Dividend and dates

Dividend: $2.04+12.80%
Ex-Dividend Date: September 16, 2026
Avg Volume: 24.63K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HERZ Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−27.66%+89.29%−24.09%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−24.09%
2025	+89.29%
2024	+2.91%
2023	−13.58%
2022	−20.39%
2021	+24.22%
2020	−4.46%
2019	+47.15%
2018	−27.66%
2017	+8.22%
2016 (partial year)	+8.89%

As of September 4, 2026.

HERZ Revenue and Earnings by Fiscal Year

FY ends June

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$2.14M	$1.11M	51.7%
2024	$2.37M	$1.64M	69.3%
2023	$8.45M	$7.84M	92.7%
2022	−$6.70M	−$7.45M	111.2%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$2.14M	—	—	$1.11M	51.7%
2024	$2.37M	—	—	$1.64M	69.3%
2023	$8.45M	—	—	$7.84M	92.7%
2022	−$6.70M	—	—	−$7.45M	111.2%

Annual figures as reported, in the company's reporting currency. As of June 30, 2025.

HERZ Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$16.07+219.5% vs 2024

Dividends per share, 2025 · 3 payments

Year	Dividends per share	Payments	Change
2026*	$0.85	5	—
2025	$16.07	3	+219.5%
2024	$5.03	3	+4.1%
2023	$4.83	3	−45.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.85	5	—
2025	$16.07	3	+219.5%
2024	$5.03	3	+4.1%
2023	$4.83	3	−45.0%
2022	$8.78	4	+44.1%
2021	$6.09	4	−16.0%
2020	$7.25	4	+31.6%
2019	$5.51	2	+86.9%
2018	$2.95	1	+158.5%
2017	$1.14	1	−12.6%
2016	$1.31	1	—

Most recent payment: $0.17 per share, ex-dividend August 17, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

HERZ Valuation vs Asset Management Median

Median of 561 stocks

Metric	HERZ	Asset Management median	vs median
P/E	80.98	10.34	7.8x the median
P/S ratio	18.21	10.42	75% above
Profit margin	−80.74%	24.09%	104.8 pts below

Medians across 561 Asset Management stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values Herzfeld Credit Income Fund, Inc. (HERZ) at $32.55M. It is classified in the Asset Management industry, within the Financial Services sector.

HERZ last closed at $16.20 on September 4, 2026. That is +$0.26 (+1.63%) against the previous close. Over the past 52 weeks the price has ranged from $13.71 to $28.30. The latest close sits 18.16% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $2.14M. Against the prior fiscal year total of $2.37M, that is a change of −9.59%. Net income for the same year was $1.11M. That is −32.52% against the prior fiscal year. The reported profit margin is −80.74%. That is 104.8 percentage points below the Asset Management median of 24.09%. Trailing earnings per share are 0.2.

Across the 4 fiscal years on file, revenue moves from −$6.70M in 2022 to $2.14M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 80.98. That is 7.8 times the Asset Management median of 10.34. Measured against sales, the shares trade at 18.21 times revenue. On price-to-sales that is 74.75% above the Asset Management median of 10.42. The medians here are taken across 561 Asset Management companies that report the metric.

The trailing one-year price return is +24.33%. Measured over 10 years, that is +4.16% a year compounded. Beta against the wider market is reported at 0.74. Daily returns over the trailing 10 years annualize to a volatility of 31.54%.

Growth & Income

HERZ pays a dividend yielding 12.8%. That is 4.7 percentage points above the Asset Management median yield of 8.11%. At the indicated rate that is $2.04 a share a year. The ex-dividend date on file is September 16, 2026. Dividends are recorded for 11 calendar years; 2026 shows 5 payments totalling $0.85 a share. The year before, 2025, totalled $16.07 a share.

So far in 2026 the price is −24.09%. The strongest complete calendar year on file is 2025 at +89.29%; the weakest is 2018 at −27.66%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Herzfeld Credit Income Fund, Inc. (HERZ) operates in the Asset Management industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Herzfeld Credit Income Fund, Inc.	HERZ	$32.55M	81.0
BlackRock, Inc.	BLK	$182.35B	26.9
Blackstone Inc.	BX	$162.74B	30.5
KKR & Co. Inc.	KKR	$99.50B	34.4

The Asset Management industry average P/E ratio is 10.3x. Herzfeld Credit Income Fund, Inc. trades at a P/E of 81.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Asset Management Stocks

BLK

BlackRock, Inc.

$182.35B

Blackstone Inc.

$162.74B

KKR

KKR & Co. Inc.

$99.50B

Brookfield Corporation

$89.99B

BAM

Brookfield Asset Management Ltd.

$80.82B

APO

Apollo Global Management, Inc.

$78.94B

View all Asset Management stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

JPM

JPMorgan Chase & Co.

$953.33B

Visa Inc.

$700.27B

Mastercard Incorporated

$507.39B

BAC

Bank of America Corporation

$438.31B

View all Financial Services stocks →

About Herzfeld Credit Income Fund, Inc.

Herzfeld Credit Income Fund, Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. Herzfeld Credit Income Fund, Inc. was formed on March 10, 1992 and is domiciled in the United States.

Visit website →