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NASDAQ · Banks - Regional · USD

ECB Bancorp, Inc. (ECBK) Stock Analysis

ECB Bancorp, Inc. (ECBK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

ECBK

$20.30

+$0.57 (+2.89%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ECBK Key Statistics

As of Oct 21, 2026
Trading
Open
$19.91
Previous Close
$19.73
Day's Range
19.79–20.30
52-Week Range
15.19–21.78
Volume
19.94K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.46
Valuation
Market Cap
$177.38M
P/E Ratio
14.71
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.65
EPS (ttm)Profit attributable to each share over the last twelve months.
1.38
Financials (FY)
Revenue (FY)
$33.24M+26.81%
Net Income (FY)
$7.77M+94.74%
Profit marginThe share of revenue left as profit after all costs and taxes.
29.91%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
8.74M
1-Year Return
+30.55%
Dividend and dates
Avg Volume
9.85K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ECBK closed at $20.30, +30.55% over 1 year.

ECB Bancorp, Inc. (ECBK) has a market capitalization of $177.38M.

In fiscal 2025, ECBK reported revenue of $33.24M.

ECBK Stock Return by Calendar Year

ECB Bancorp, Inc. (ECBK) return since Jul 2022: what $10,000 became

1 year
$10,000 $13,055
+30.55%
3 years
$10,000 $20,012
+100.12%
Since Jul 2022
$10,000 $14,407
+44.07%

If you had invested $10,000 in ECB Bancorp, Inc. (ECBK) at the close on July 28, 2022, the earliest close on record here, it would have been worth $14,407 at the close on October 21, 2026: +44.07% in total, +9.01% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+16.73%
2025+17.18%
2024+18.15%
2023−21.74%
2022 (partial year)+13.91%

As of October 21, 2026.

ECBK Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$33.24M$7.77M23.4%
2024$26.21M$3.99M15.2%
2023$25.84M$4.46M17.2%
2022$25.04M$2.72M10.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$33.24M——$7.77M23.4%
2024$26.21M——$3.99M15.2%
2023$25.84M——$4.46M17.2%
2022$25.04M——$2.72M10.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ECBK Valuation vs Banks - Regional Median

Median of 326 stocks
MetricECBKBanks - Regional medianvs median
P/E14.7112.0322% above
P/S ratio4.653.5830% above
Profit margin29.91%29.44%0.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

ECB Bancorp, Inc. (ECBK) is capitalised at $177.38M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 64.

ECBK last closed at $20.30 on October 21, 2026. That is +$0.57 (+2.89%) against the previous close. Over the past 52 weeks the price has ranged from $15.19 to $21.78. The latest close sits 33.64% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $33.24M. Against the prior fiscal year total of $26.21M, that is a change of +26.81%. Net income for the same year was $7.77M. That is +94.74% against the prior fiscal year. Profit margin runs at 29.91%. That is 0.5 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 1.38.

Across the 4 fiscal years on file, revenue moves from $25.04M in 2022 to $33.24M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 14.71. That is 22.28% above the Banks - Regional median of 12.03. The price-to-sales ratio is 4.65. On price-to-sales that is 29.86% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The reported beta is 0.46. Daily returns over the trailing 4 years annualize to a volatility of 25.63%. The trailing one-year total return is +30.55%. Measured over 3 years, that is +26.02% a year compounded.

Growth & Income

No dividend is on file for ECBK.

Across the complete calendar years on file, 2024 returned +18.15% and 2023 returned −21.74%. Of the 3 complete calendar years on file, 2 finished higher. So far in 2026 the total return is +16.73%.

Peer Comparison

ECB Bancorp, Inc. (ECBK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
ECB Bancorp, Inc. ECBK $177.38M 14.7
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. ECB Bancorp, Inc. trades at a P/E of 14.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About ECB Bancorp, Inc.

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is headquartered in Everett, Massachusetts.

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