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NASDAQ · Banks - Regional · USD

Central Plains Bancshares, Inc. (CPBI) Stock Analysis

Central Plains Bancshares, Inc. (CPBI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CPBI

$20.84

+$0.59 (+2.94%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CPBI Key Statistics

As of Oct 21, 2026
Trading
Open
$20.48
Previous Close
$20.25
Day's Range
20.34–20.84
52-Week Range
15.56–21.84
Volume
2.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.22
Valuation
Market Cap
$81.03M
P/E Ratio
17.66
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.73
EPS (ttm)Profit attributable to each share over the last twelve months.
1.18
Financials (FY)
Revenue (FY)
$21.07M+11.86%
Net Income (FY)
$4.00M+9.47%
Profit marginThe share of revenue left as profit after all costs and taxes.
20.75%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
3.89M
1-Year Return
+30.25%
Dividend and dates
Avg Volume
3.42K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CPBI closed at $20.84, +30.25% over 1 year.

Central Plains Bancshares, Inc. (CPBI) has a market capitalization of $81.03M.

In fiscal 2025, CPBI reported revenue of $21.07M.

CPBI Stock Return by Calendar Year

Central Plains Bancshares, Inc. (CPBI) return since Oct 2023: what $10,000 became

1 year
$10,000 $13,025
+30.25%
3 years
$10,000 $22,901
+129.01%

If you had invested $10,000 in Central Plains Bancshares, Inc. (CPBI) at the close on October 20, 2023, the earliest close on record here, it would have been worth $22,901 at the close on October 21, 2026: +129.01% in total, +31.81% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+23.17%
2025+13.10%
2024+46.67%
2023 (partial year)+12.09%

As of October 21, 2026.

CPBI Revenue and Earnings by Fiscal Year

FY ends March
Fiscal yearRevenueNet incomeNet margin
2025$21.07M$4.00M19.0%
2024$18.84M$3.65M19.4%
2023$17.07M$3.76M22.0%
2022$15.46M$1.65M10.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$21.07M——$4.00M19.0%
2024$18.84M——$3.65M19.4%
2023$17.07M−$6.95M−$10.61M$3.76M22.0%
2022$15.46M−$5.61M−$11.75M$1.65M10.6%

Annual figures as reported, in the company's reporting currency. As of March 31, 2026.

CPBI Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCPBIBanks - Regional medianvs median
P/E17.6612.0347% above
P/S ratio3.733.584% above
Profit margin20.75%29.44%8.7 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Central Plains Bancshares, Inc. (CPBI) is capitalised at $81.03M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 68 employees.

Over the past 52 weeks the price has ranged from $15.56 to $21.84. The most recent close on file for CPBI is $20.84, dated October 21, 2026. That is +$0.59 (+2.94%) against the previous close. The latest close sits 33.93% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $21.07M. That is +11.86% against the prior fiscal year, when revenue was $18.84M. The same year closed with net income of $4.00M. That is +9.47% against the prior fiscal year. Profit margin runs at 20.75%. That is 8.7 percentage points below the Banks - Regional median of 29.44%. Trailing earnings per share are 1.18.

Across the 4 fiscal years on file, revenue moves from $15.46M in 2022 to $21.07M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

CPBI trades at a trailing price-to-earnings ratio of 17.66. That is 46.8% above the Banks - Regional median of 12.03. The price-to-sales ratio is 3.73. On price-to-sales that is 4.3% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The trailing one-year total return is +30.25%. Across 3 years the annualized return works out at +31.81%. The reported beta is 0.22. Annualized volatility over the trailing 3 years is 18.61%.

Growth & Income

No dividend is on file for CPBI.

2026 is still running; the total return is +23.17% year to date. Across the complete calendar years on file, 2024 returned +46.67% and 2025 returned +13.10%.

Peer Comparison

Central Plains Bancshares, Inc. (CPBI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Central Plains Bancshares, Inc. CPBI $81.03M 17.7
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Central Plains Bancshares, Inc. trades at a P/E of 17.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Central Plains Bancshares, Inc.

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. The company provides deposits accounts, including checking and savings accounts and certificates of deposit. It also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, the company offers automated teller machines and electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. Central Plains Bancshares, Inc. was founded in 1935 and is headquartered in Grand Island, Nebraska.

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