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NYSE · Banks - Regional · USD

CoastalSouth Bancshares, Inc. (COSO) Stock Analysis

CoastalSouth Bancshares, Inc. (COSO) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

COSO

$27.89

+$0.19 (+0.69%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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COSO Key Statistics

As of Sep 4, 2026
Trading
Open
$27.59
Previous Close
$27.70
Day's Range
27.59–28.04
52-Week Range
20.80–28.56
Volume
96.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.01
Valuation
Market Cap
$333.41M
P/E Ratio
12.56
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.94
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.91
EPS (ttm)Profit attributable to each share over the last twelve months.
2.22
Financials (FY)
Revenue (FY)
$80.97M+17.47%
Net Income (FY)
$24.89M+13.64%
Profit marginThe share of revenue left as profit after all costs and taxes.
32.33%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
11.95M
1-Year Return
+26.93%
Dividend and dates
Dividend
$0.20+0.72%
Ex-Dividend Date
August 13, 2026
Earnings Date
October 19, 2026estimated
Avg Volume
118.12K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

COSO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.44%
2025 (partial year)+11.24%

As of September 4, 2026.

COSO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$80.97M$24.89M30.7%
2024$68.93M$21.90M31.8%
2023$71.66M$24.48M34.2%
2022$63.30M$18.19M28.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$80.97M——$24.89M30.7%
2024$68.93M——$21.90M31.8%
2023$71.66M——$24.48M34.2%
2022$63.30M——$18.19M28.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

COSO Valuation vs Banks - Regional Median

Median of 380 stocks
MetricCOSOBanks - Regional medianvs median
P/E12.5612.620% below
P/S ratio3.913.774% above
Profit margin32.33%29.15%3.2 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values CoastalSouth Bancshares, Inc. (COSO) at $333.41M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 201 employees.

The 52-week range on file runs from $20.80 to $28.56. The most recent close on file for COSO is $27.89, dated September 4, 2026. That is +$0.19 (+0.69%) against the previous close. The latest close sits 34.09% above that 52-week low.

Financial Health

In fiscal 2025, CoastalSouth Bancshares, Inc. reported revenue of $80.97M. That is +17.47% against the prior fiscal year, when revenue was $68.93M. The same year closed with net income of $24.89M. That is +13.64% against the prior fiscal year. Profit margin runs at 32.33%. That is 3.2 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 2.22.

Across the 4 fiscal years on file, revenue moves from $63.30M in 2022 to $80.97M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.56. That is 0.48% below the Banks - Regional median of 12.62. The forward P/E on file is 10.94. Measured against sales, the shares trade at 3.91 times revenue. On price-to-sales that is 3.81% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +26.93%. Beta against the wider market is reported at 0.01. Annualized volatility over the trailing 1 year is 18.78%.

Growth & Income

The trailing dividend yield is 0.72%. That is 2 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.20 a share a year. The ex-dividend date on file is August 13, 2026.

So far in 2026 the price is +20.44%.

Peer Comparison

CoastalSouth Bancshares, Inc. (COSO) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
CoastalSouth Bancshares, Inc. COSO $333.41M 12.6
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. CoastalSouth Bancshares, Inc. trades at a P/E of 12.6.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

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