NYSE · Banks - Regional · USD

CoastalSouth Bancshares, Inc. (COSO) Stock Analysis

CoastalSouth Bancshares, Inc. (COSO) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

COSO

$27.23

+$0.13 (+0.48%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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COSO Key Statistics

As of Oct 21, 2026

Trading

Open: $27.14
Previous Close: $27.10
Day's Range: 26.94–27.42
52-Week Range: 20.80–28.56
Volume: 77.98K
Beta: 0.03

Valuation

Market Cap: $325.52M
P/E Ratio: 11.39
Forward P/E: 10.50
P/S ratio: 3.62
EPS (ttm): 2.39

Financials (FY)

Revenue (FY): $80.97M+17.47%
Net Income (FY): $24.89M+13.64%
Profit margin: 32.92%
Shares Outstanding: 11.95M
1-Year Return: +27.33%

Dividend and dates

Dividend: $0.24+0.89%
Ex-Dividend Date: November 10, 2026
Earnings Date: January 19, 2027estimated
Avg Volume: 101.97K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, COSO closed at $27.23, +27.33% over 1 year.

CoastalSouth Bancshares, Inc. (COSO) has a market capitalization of $325.52M.

In fiscal 2025, COSO reported revenue of $80.97M.

COSO Stock Return by Calendar Year

CoastalSouth Bancshares, Inc. (COSO) return since May 2025: what $10,000 became

1 year: $10,000 $12,733; +27.33%
Since May 2025: $10,000 $13,081; +30.81%

If you had invested $10,000 in CoastalSouth Bancshares, Inc. (COSO) at the close on May 8, 2025, the earliest close on record here, it would have been worth $13,081 at the close on October 21, 2026: +30.81% in total, +20.29% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

Year	Return
2026 (partial year)	+17.59%
2025 (partial year)	+11.24%

As of October 21, 2026.

COSO Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$80.97M	$24.89M	30.7%
2024	$68.93M	$21.90M	31.8%
2023	$71.66M	$24.48M	34.2%
2022	$63.30M	$18.19M	28.7%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$80.97M	—	—	$24.89M	30.7%
2024	$68.93M	—	—	$21.90M	31.8%
2023	$71.66M	—	—	$24.48M	34.2%
2022	$63.30M	—	—	$18.19M	28.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

COSO Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	COSO	Banks - Regional median	vs median
P/E	11.39	12.03	5% below
P/S ratio	3.62	3.58	1% above
Profit margin	32.92%	29.44%	3.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values CoastalSouth Bancshares, Inc. (COSO) at $325.52M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 207 employees.

The 52-week range on file runs from $20.80 to $28.56. The most recent close on file for COSO is $27.23, dated October 21, 2026. That is +$0.13 (+0.48%) against the previous close. The latest close sits 30.91% above that 52-week low.

Financial Health

In fiscal 2025, CoastalSouth Bancshares, Inc. reported revenue of $80.97M. That is +17.47% against the prior fiscal year, when revenue was $68.93M. The same year closed with net income of $24.89M. That is +13.64% against the prior fiscal year. Profit margin runs at 32.92%. That is 3.5 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 2.39.

Across the 4 fiscal years on file, revenue moves from $63.30M in 2022 to $80.97M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.39. That is 5.32% below the Banks - Regional median of 12.03. The forward P/E on file is 10.5. Measured against sales, the shares trade at 3.62 times revenue. On price-to-sales that is 1.28% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +27.33%. Beta against the wider market is reported at 0.03. Annualized volatility over the trailing 1 year is 17.4%.

Growth & Income

The trailing dividend yield is 0.89%. That is 1.8 percentage points below the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.24 a share a year. The ex-dividend date on file is November 10, 2026.

So far in 2026 the total return is +17.59%.

Peer Comparison

CoastalSouth Bancshares, Inc. (COSO) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
CoastalSouth Bancshares, Inc.	COSO	$325.52M	11.4
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. CoastalSouth Bancshares, Inc. trades at a P/E of 11.4.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

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