NASDAQ · Banks - Regional · USD

CF Bankshares Inc. (CFBK) Stock Analysis

CF Bankshares Inc. (CFBK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CFBK

$33.55

+$0.02 (+0.06%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CFBK Key Statistics

As of Oct 21, 2026

Trading

Open: $33.63
Previous Close: $33.53
Day's Range: 33.35–33.68
52-Week Range: 22.10–38.11
Volume: 25.28K
Beta: 0.42

Valuation

Market Cap: $221.45M
P/E Ratio: 11.72
Forward P/E: 8.12
P/S ratio: 4.04
EPS (ttm): 2.91

Financials (FY)

Revenue (FY): $60.04M+19.07%
Net Income (FY): $17.54M+31.03%
Profit margin: 34.68%
Shares Outstanding: 6.42M
1-Year Return: +44.95%

Dividend and dates

Dividend: $0.36+1.06%
Ex-Dividend Date: October 9, 2026
Earnings Date: November 3, 2026estimated
Avg Volume: 47.94K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CFBK closed at $33.55, +44.95% over 1 year.

CF Bankshares Inc. (CFBK) has a market capitalization of $221.45M.

In fiscal 2025, CFBK reported revenue of $60.04M.

CFBK Stock Return by Calendar Year

CF Bankshares Inc. (CFBK) 10-year return: what $10,000 became

1 year: $10,000 $14,495; +44.95%
5 years: $10,000 $17,881; +78.81%
10 years: $10,000 $45,354; +353.54%

If you had invested $10,000 in CF Bankshares Inc. (CFBK) 10 years ago, at the close on October 21, 2016, it would have been worth $45,354 at the close on October 21, 2026: +353.54% in total, +16.32% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+57.14%−23.06%+35.72%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+35.72%
2025	−1.00%
2024	+32.62%
2023	−6.73%
2022	+4.07%
2021	+16.85%
2020	+27.08%
2019	+19.33%
2018	−23.06%
2017	+57.14%
2016 (partial year)	+26.81%

As of October 21, 2026.

CFBK Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$60.04M	$17.54M	29.2%
2024	$50.42M	$13.39M	26.6%
2023	$51.05M	$16.94M	33.2%
2022	$51.31M	$18.16M	35.4%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$60.04M	—	—	$17.54M	29.2%
2024	$50.42M	—	—	$13.39M	26.6%
2023	$51.05M	—	—	$16.94M	33.2%
2022	$51.31M	—	—	$18.16M	35.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CFBK Dividend History

’20’21’22’23’24’25’26*

$0.30+20.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.27	3	—
2025	$0.30	4	+20.0%
2024	$0.25	4	+8.7%
2023	$0.23	4	+27.8%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.27	3	—
2025	$0.30	4	+20.0%
2024	$0.25	4	+8.7%
2023	$0.23	4	+27.8%
2022	$0.18	4	+38.5%
2021	$0.13	4	+333.3%
2020	$0.03	1	—

Most recent payment: $0.09 per share, ex-dividend July 13, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CFBK Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	CFBK	Banks - Regional median	vs median
P/E	11.72	12.03	3% below
P/S ratio	4.04	3.58	13% above
Profit margin	34.68%	29.44%	5.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

CF Bankshares Inc. (CFBK) carries a market capitalisation of $221.45M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 98 employees.

CFBK last closed at $33.55 on October 21, 2026. That is +$0.02 (+0.06%) against the previous close. The 52-week range on file runs from $22.10 to $38.11. The latest close sits 51.81% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $60.04M. Against the prior fiscal year total of $50.42M, that is a change of +19.07%. The same year closed with net income of $17.54M. That is +31.03% against the prior fiscal year. The reported profit margin is 34.68%. That is 5.2 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 2.91.

Across the 4 fiscal years on file, revenue moves from $51.31M in 2022 to $60.04M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.72. That is 2.58% below the Banks - Regional median of 12.03. The forward P/E on file is 8.12. The price-to-sales ratio is 4.04. On price-to-sales that is 12.88% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.42. Annualized volatility over the trailing 10 years is 35.33%. The trailing one-year total return is +44.95%. Across 10 years the annualized return works out at +16.32%.

Growth & Income

CFBK pays a dividend yielding 1.06%. That is 1.6 percentage points below the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.36 a share a year. The ex-dividend date on file is October 9, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling $0.27 a share. The year before, 2025, totalled $0.30 a share.

The strongest complete calendar year on file is 2017 at +57.14%; the weakest is 2018 at −23.06%. Of the 9 complete calendar years on file, 6 finished higher. So far in 2026 the total return is +35.72%.

Peer Comparison

CF Bankshares Inc. (CFBK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
CF Bankshares Inc.	CFBK	$221.45M	11.7
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. CF Bankshares Inc. trades at a P/E of 11.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About CF Bankshares Inc.

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products. In addition, it provides consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, the company offers online and internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is headquartered in Columbus, Ohio.

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