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NASDAQ · Insurance - Property & Casualty · USD

American Coastal Insurance Corporation (ACIC) Stock Analysis

American Coastal Insurance Corporation (ACIC) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

ACIC

$9.54

$0.00 (0.00%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ACIC Key Statistics

As of Sep 4, 2026
Trading
Open
$9.50
Previous Close
$9.54
Day's Range
9.46–9.56
52-Week Range
9.10–13.06
Volume
185.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.48
Valuation
Market Cap
$450.95M
P/E Ratio
4.72
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.75
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
3.06
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.36
EPS (ttm)Profit attributable to each share over the last twelve months.
2.02
Financials (FY)
Revenue (FY)
$335.00M+13.01%
Net Income (FY)
$106.84M+41.10%
Profit marginThe share of revenue left as profit after all costs and taxes.
30.31%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
47.27M
1-Year Return
−13.02%
Dividend and dates
Ex-Dividend Date
January 2, 2026
Earnings Date
November 4, 2026
Avg Volume
292.10K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ACIC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−19.70%
2025−2.55%
2024+42.28%
2023+792.47%
2022−75.13%
2021−20.44%
2020−53.07%
2019−22.77%
2018−2.50%
2017+15.64%
2016 (partial year)−2.32%

As of September 4, 2026.

ACIC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$335.00M$106.84M31.9%
2024$296.44M$75.72M25.5%
2023$263.68M$309.91M117.5%
2022$220.79M−$469.86M−212.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$335.00M——$106.84M31.9%
2024$296.44M——$75.72M25.5%
2023$263.68M——$309.91M117.5%
2022$220.79M——−$469.86M−212.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ACIC Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricACICInsurance - Property & Casualty medianvs median
P/E4.7211.2858% below
P/S ratio1.361.296% above
Profit margin30.31%11.67%18.6 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values American Coastal Insurance Corporation (ACIC) at $450.95M. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. Headcount on file is 68.

The 52-week range on file runs from $9.10 to $13.06. The most recent close on file for ACIC is $9.54, dated September 4, 2026. The close was unchanged from the previous session. The latest close sits 4.84% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $335.00M. Against the prior fiscal year total of $296.44M, that is a change of +13.01%. The same year closed with net income of $106.84M. That is +41.10% against the prior fiscal year. The reported profit margin is 30.31%. That is 18.6 percentage points above the Insurance - Property & Casualty median of 11.67%. Trailing earnings per share are 2.02.

Across the 4 fiscal years on file, revenue moves from $220.79M in 2022 to $335.00M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

ACIC trades at a trailing price-to-earnings ratio of 4.72. That is 58.16% below the Insurance - Property & Casualty median of 11.28. On forward earnings the ratio is 8.75. The PEG ratio, which sets the P/E against expected earnings growth, reads 3.06. Measured against sales, the shares trade at 1.36 times revenue. On price-to-sales that is 5.77% above the Insurance - Property & Casualty median of 1.29. The medians here are taken across 50 Insurance - Property & Casualty companies that report the metric.

Over the trailing twelve months the price has returned −13.02%. Measured over 10 years, that is −2.02% a year compounded. Beta against the wider market is reported at −0.48. Daily returns over the trailing 10 years annualize to a volatility of 72.05%.

Growth & Income

No dividend is on file for ACIC.

Across the complete calendar years on file, 2023 returned +792.47% and 2022 returned −75.13%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the price is −19.70% year to date.

Peer Comparison

American Coastal Insurance Corporation (ACIC) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
American Coastal Insurance Corporation ACIC $450.95M 4.7
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. American Coastal Insurance Corporation trades at a P/E of 4.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About American Coastal Insurance Corporation

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

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