NVDA+2.54%AAPL+1.32%GOOGL−1.62%MSFT+0.20%AMZN−0.10%TSM+1.60%SPCX+7.79%META+0.47%
StockVS

NASDAQ · Insurance - Property & Casualty · USD

American Coastal Insurance Corporation (ACIC) Stock Analysis

American Coastal Insurance Corporation (ACIC) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

ACIC

$11.07

−$0.14 (−1.25%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare ACIC with… →

ACIC Key Statistics

As of Oct 21, 2026
Trading
Open
$11.22
Previous Close
$11.21
Day's Range
11.00–11.13
52-Week Range
9.01–13.06
Volume
241.33K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.53
Valuation
Market Cap
$523.27M
P/E Ratio
5.51
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.65
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
3.06
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.58
EPS (ttm)Profit attributable to each share over the last twelve months.
2.01
Financials (FY)
Revenue (FY)
$335.00M+13.01%
Net Income (FY)
$106.84M+41.10%
Profit marginThe share of revenue left as profit after all costs and taxes.
30.31%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
47.27M
1-Year Return
−0.77%
Dividend and dates
Ex-Dividend Date
January 2, 2026
Earnings Date
October 29, 2026
Avg Volume
284.69K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ACIC closed at $11.07, −0.77% over 1 year.

American Coastal Insurance Corporation (ACIC) has a market capitalization of $523.27M.

In fiscal 2025, ACIC reported revenue of $335.00M.

ACIC Stock Return by Calendar Year

American Coastal Insurance Corporation (ACIC) 10-year return: what $10,000 became

1 year
$10,000 $9,923
−0.77%
5 years
$10,000 $28,582
+185.82%
10 years
$10,000 $9,938
−0.62%

If you had invested $10,000 in American Coastal Insurance Corporation (ACIC) 10 years ago, at the close on October 21, 2016, it would have been worth $9,938 at the close on October 21, 2026: −0.62% in total, −0.06% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−6.82%
2025−2.55%
2024+42.28%
2023+792.47%
2022−75.13%
2021−20.44%
2020−53.07%
2019−22.77%
2018−2.50%
2017+15.64%
2016 (partial year)−2.32%

As of October 21, 2026.

ACIC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$335.00M$106.84M31.9%
2024$296.44M$75.72M25.5%
2023$263.68M$309.91M117.5%
2022$220.79M−$469.86M−212.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$335.00M——$106.84M31.9%
2024$296.44M——$75.72M25.5%
2023$263.68M——$309.91M117.5%
2022$220.79M——−$469.86M−212.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ACIC Dividend History

$0.50

Dividends per share, 2025 · 1 payments

YearDividends per sharePaymentsChange
2026*$0.751—
2025$0.501—
2022$0.061−75.0%
2021$0.244+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.751—
2025$0.501—
2022$0.061−75.0%
2021$0.244+0.0%
2020$0.244+0.0%
2019$0.244+0.0%
2018$0.244+0.0%
2017$0.244+300.0%
2016$0.061—

Most recent payment: $0.75 per share, ex-dividend January 2, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ACIC Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks
MetricACICInsurance - Property & Casualty medianvs median
P/E5.5111.1350% below
P/S ratio1.581.4510% above
Profit margin30.31%11.77%18.5 pts above

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 16 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values American Coastal Insurance Corporation (ACIC) at $523.27M. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. Headcount on file is 68.

The 52-week range on file runs from $9.01 to $13.06. The most recent close on file for ACIC is $11.07, dated October 21, 2026. That is −$0.14 (−1.25%) against the previous close. The latest close sits 22.86% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $335.00M. Against the prior fiscal year total of $296.44M, that is a change of +13.01%. The same year closed with net income of $106.84M. That is +41.10% against the prior fiscal year. The reported profit margin is 30.31%. That is 18.5 percentage points above the Insurance - Property & Casualty median of 11.77%. Trailing earnings per share are 2.01.

Across the 4 fiscal years on file, revenue moves from $220.79M in 2022 to $335.00M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

ACIC trades at a trailing price-to-earnings ratio of 5.51. That is 50.47% below the Insurance - Property & Casualty median of 11.13. On forward earnings the ratio is 8.65. The PEG ratio, which sets the P/E against expected earnings growth, reads 3.06. Measured against sales, the shares trade at 1.58 times revenue. On price-to-sales that is 9.51% above the Insurance - Property & Casualty median of 1.45. The medians here are taken across 48 Insurance - Property & Casualty companies that report the metric.

Over the trailing twelve months the total return is −0.77%. Measured over 10 years, that is −0.06% a year compounded. Beta against the wider market is reported at −0.53. Daily returns over the trailing 10 years annualize to a volatility of 72.01%.

Growth & Income

The dividend record for ACIC runs through 2026. Dividends are recorded for 9 calendar years; 2026 shows 1 payments totalling $0.75 a share. The year before, 2025, totalled $0.50 a share.

Across the complete calendar years on file, 2023 returned +792.47% and 2022 returned −75.13%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the total return is −6.82% year to date.

Peer Comparison

American Coastal Insurance Corporation (ACIC) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
American Coastal Insurance Corporation ACIC $523.27M 5.5
Chubb Limited CB $138.81B 12.7
The Progressive Corporation PGR $128.47B 11.2
The Travelers Companies, Inc. TRV $83.21B 10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. American Coastal Insurance Corporation trades at a P/E of 5.5.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Insurance - Property & Casualty Stocks

CB

Chubb Limited

$138.81B

 PGR

The Progressive Corporation

$128.47B

 TRV

The Travelers Companies, Inc.

$83.21B

 ALL

The Allstate Corporation

$63.48B

 FFH.TO

Fairfax Financial Holdings Limited

CA$55.69B

 IFC.TO

Intact Financial Corporation

CA$46.39B
View all Insurance - Property & Casualty stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.11T

 JPM

JPMorgan Chase & Co.

$890.13B

 V

Visa Inc.

$765.68B

 MA

Mastercard Incorporated

$545.42B

 BAC

Bank of America Corporation

$358.24B
View all Financial Services stocks →

About American Coastal Insurance Corporation

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Visit website →