Panoramica dell'azienda
CBIZ, Inc. operates as a provider of comprehensive financial, insurance, and advisory services within the United States and Canada, structuring its operations across distinct segments including Financial Services, Benefits and Insurance Services, and National Practices. The company is classified within the Industrials sector and specifically functions in the Specialty Business Services industry, a classification that underscores its focus on specialized professional services rather than manufacturing or broad consumer goods. With a total market capitalization of $1.52B and annual revenue reaching $2.76B, CBIZ, Inc. demonstrates significant scale supported by a workforce of 9,500 employees. These valuation and revenue metrics indicate that the company holds a substantial position in its market, reflecting a mature business model capable of generating substantial top-line revenue while maintaining a mid-sized capitalization typical for specialized service providers.
Salute finanziaria
The company reports a Trailing Twelve Months (TTM) revenue of $2.76B with a corresponding Net Income of $115.44M and an EBITDA of $421.38M, revealing a cost structure where operating expenses and taxes consume approximately 59% of gross earnings before interest and taxes. The Free Cash Flow stands at $214.00M, which signifies a robust capacity for internal financing and financial flexibility to fund operations or strategic initiatives without relying solely on external capital markets. Margin analysis shows a Gross Margin of 15.2%, an Operating Margin of -7.4%, and a Profit Margin of 4.2%; the negative operating margin suggests that high fixed costs or specific operational expenses are currently outweighing operating income before interest and taxes, yet the positive profit margin indicates effective tax and non-operating management that ultimately generates net income. The balance sheet presents a contrast between cash holdings of $18.92M and total debt of $1.83B, resulting in a Debt to Equity ratio of 104.03, which characterizes the firm as highly leveraged rather than conservative. Short-term liquidity is assessed via a Current Ratio of 1.22, indicating that current assets slightly exceed current liabilities and providing a modest buffer against immediate obligations. Return on Equity is calculated at 6.5% while Return on Assets sits at 4.5%, metrics that reveal management's effectiveness in generating returns relative to shareholder equity and total asset base, respectively, within the context of the company's high leverage.
Valutazione del valore
Valuation metrics for CBIZ, Inc. display a notable divergence between the Trailing P/E Ratio of 15.08 and the Forward P/E of 6.35, implying that the market expects a significant increase in future earnings or a substantial restructuring of current profitability to align with lower multiple expectations. The Price to Book ratio is recorded at 0.84, indicating that the company's market capitalization trades at a discount to its book value, which often suggests the market values the company's assets conservatively or anticipates challenges in realizing those asset values. Alternative valuation measures include a Price to Sales ratio of 0.55 and an EV/EBITDA of 7.53; these figures suggest the company is valued at a fraction of its revenue generation and earnings power, potentially reflecting market skepticism regarding the sustainability of current profit margins. Regarding price volatility, the stock has reached a 52-Week High of $80.65 and a 52-Week Low of $24.29, with the current price sitting significantly below the annual peak, highlighting the recent downward pressure or lack of upward momentum in the trading range. The Beta of 0.93 indicates that the stock's price volatility is roughly in line with the broader market, suggesting that CBZ does not exhibit excessive sensitivity to general market swings compared to high-beta or low-beta peers.
Growth & Income
Revenue Growth over the year-on-year period stands at 17.9%, while Earnings Growth is listed as N/A, a situation that precludes a direct comparison of earnings acceleration against top-line expansion but suggests that earnings per share dynamics are either not yet reported for the current period or have not been disclosed in this dataset. Since the Dividend Yield is N/A and the Payout Ratio is 0.0%, the company does not distribute dividends to shareholders, implying that management retains all Net Income of $115.44M to reinvest into the business for organic growth, debt reduction, or potential share buybacks rather than distributing cash to investors. This retention strategy aligns with the high leverage profile shown by the Debt to Equity ratio of 104.03, as preserving cash on the balance sheet helps manage interest obligations and reduce financial risk. Overall, the growth and income profile is defined by strong top-line expansion without the current support of dividend income, relying entirely on capital appreciation potential derived from operational efficiency and market share gains within the Specialty Business Services industry.